Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Custer County, SD · Few institutions in Custer County, SD: choose a wider area in the filters
- Highmark Federal Credit UnionKasasa SaverSavings · $0 min · 0.25%–3.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Must have a Kasasa Cash or Kasasa Cash Back account to open. Earned checking rewards are automatically transferred into the Kasasa Saver. Base rate applies if qualifications are not met. Qualifications per cycle: at least 12 debit card purchases, at least 1 direct deposit/ACH credit/ACH payment transaction, and enrolled in e-statements. Qualifying period is last day of a month through second-to-last day of the following month.
Offer: If monthly qualifications are met on linked Kasasa Cash or Kasasa Cash Back account. Compounded and paid monthly based on daily average balance.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 3.00% $100,000 and up 0.25% Rate checked
More details - 1.50%APY$150 a year on $10,000
1.50% interest rate · Effective Sep 21, 2026
Rate checked
More details - Black Hills Federal Credit UnionPremier High-Yield Money Market AccountPremier High-Yield Money Market Account · $0 min · 0.70%–3.15% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Calculated by the daily balance method.
Offer: Tiered account which pays the stated dividend rate that corresponds to the applicable deposit tier on the full balance in the account. No minimum daily balance required to earn the stated APY or avoid a fee.
0.70% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier High-Yield Money Market Account Balance APY Up to $10,000 0.70% $10,000 – $50,000Your amount 0.95% $50,000 – $100,000 1.15% $100,000 – $250,000 1.65% $250,000 – $500,000 2.20% $500,000 – $750,000 2.45% $750,000 – $1,000,000 2.90% $1,000,000 and up 3.15% Rate checked
More details - Sentinel Federal Credit UnionMoney Market Saver AccountMoney Market Saver Account · $1,000 min · 0.80%–1.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Keep a $1,000 minimum balance to keep account open. If balance falls below $1,000 minimum daily balance during any month, account will be closed. Up to six withdrawals each month; minimum withdrawal amount is $250. Dividends are compounded based on daily balance and paid monthly.
Offer: Money Market Tier 1. Fees may reduce earnings.
0.80% interest rate · No monthly fee · Effective Sep 1, 2023
Rate by balance
Rate by balance for Money Market Saver Account Balance APY $1,000 – $25,000Your amount 0.80% $25,000 – $50,000Money Market Tier 2. 0.95% $50,000 and upMoney Market Tier 3. 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $25 monthly service charge avoided by maintaining a minimum balance of $10,000. Earns CD bonus rate (additional 0.10% on 1st term for standard fixed-rate CDs).
Offer: $25 monthly service charge waived with $10,000 minimum balance.
0.75% interest rate · $25 monthly fee · Effective Sep 21, 2026
Rate checked
More details - Highmark Federal Credit UnionSmart Choice Money MarketSmart Choice Money Market · $25 min · 0.15%–2.99% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum $25 required to open. Rates are tiered.
Offer: Balance tier: $25 - $2,500
2.95% interest rate
Rate by balance
Rate by balance for Smart Choice Money Market Balance APY Up to $2,500 2.99% $2,500 – $25,000Your amount 0.75% $25,000 – $50,000 0.25% $50,000 – $100,000 0.20% Over $100,000 0.15% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $4 monthly service charge avoided by maintaining a minimum balance of $100. Tiered interest earned each day balance is above $100.
Offer: $4 monthly service charge waived with $100 minimum balance.
0.10% interest rate · $4 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 and up 0.10% $1,000 and up 0.20% $10,000 and upYour amount 0.30% $25,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - Sentinel Federal Credit UnionRegular Savings / Share Savings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Account establishes Credit Union membership. Dividends paid monthly on daily balances of $100 or more.
Offer: Tier 1
0.00% interest rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Regular Savings / Share Savings Account Balance APY Up to $100 0.00% $100 – $5,000Tier 2 0.10% $5,000 – $25,000Your amountTier 3 0.10% $25,000 and upTier 4 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirements apply to this account. Dividends compounded and credited monthly.
Offer: No minimum deposit or daily balance required to earn dividends. Dividends compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Black Hills Federal Credit UnionRegular Share / Regular SavingsSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Par value of a share required for membership is $5.00.
Offer: Minimum daily balance required to avoid a fee is $5.00. Minimum deposit required to open and earn dividends is $5.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Highmark Credit Union. Automatic deposit available via Direct Deposit or Payroll Deduction.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a Kasasa Cash or Kasasa Cash Back account to open. Earned checking rewards are automatically transferred into the Kasasa Saver. Base rate applies if qualifications are not met. Qualifications per cycle: at least 12 debit card purchases, at least 1 direct deposit/ACH credit/ACH payment transaction, and enrolled in e-statements. Qualifying period is last day of a month through second-to-last day of the following month.
Offer: Base rate on all balances if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance. Make up to two withdrawals in a 12-month period. Dividends paid monthly on daily balances of $100 or more.
Offer: Dividends paid monthly on daily balances of $100 or more. Up to two withdrawals per 12-month period.
0.05% interest rate · No monthly fee · Effective Nov 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Custer County, SD
16 accounts at 5 banks and credit unions · checked Oct 22
- Typical
- 0.18%
- Top 10% from
- 1.23%
- Banks, typical
- 0.28%
- Credit unions, typical
- 0.08%
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Rapid City, SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dakota Star Federal Credit UnionCredit union · 2 branches
- Aspen Federal Credit UnionCredit union · 2 branches
- Black Hills Federal Credit UnionCredit union · 10 branches