Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Stillwater, OK
- 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
Offer: Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.
2.86% interest rate · Balance cap $1,000,000 · $1 monthly fee
Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - Oklahoma Community Credit UnionMoney MarketMoney Market · $1,000 min · 1.15%–2.00% by balance
Credit union · 2 branches
1.20%APY$120 a year on $10,000Requirements
Product: Fees could reduce the earnings on the account.
1.14% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.15% $10,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.50% $50,000 – $100,000 1.70% $100,000 and up 2.00% Rate checked
More details - Tinker Federal Credit UnionPremium PlusSavings · $10,000 min · 0.10%–2.10% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open: $10,000.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Plus Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.15% $50,000 – $74,999 1.25% $75,000 – $99,999 1.45% $100,000 – $149,999 1.50% $150,000 – $199,999 1.75% $200,000 – $249,999 1.85% $250,000 – $499,999 2.00% $500,000 and up 2.10% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - Oklahoma Community Credit UnionRegular SavingsSavings · $5 min · 0.70%–0.80% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Key to membership with a $5.00 pledge/opening balance. Dividends calculated on average daily method, compounded and paid quarterly on daily balances of $100 or more; no dividends paid below $100. Up to four free withdrawals per month ($1.00 per additional withdrawal). Inactive charge of $5.00 per month if unused for 12 months.
Offer: No dividends paid on any day balance is below $100.
0.70% interest rate · Effective Sep 9, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000Your amount 0.70% $10,000 – $20,000 0.75% Over $20,000 0.80% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly service charge of $5.00 applies if the daily balance on any day of the quarter falls below $25.00 (quarterly service charge is $0 if balance remains above $25 all days of cycle). Minimum daily balance of $100.00 required to earn APY.
Offer: Minimum daily balance of $100 required to earn APY. $5 quarterly fee if balance falls below $25 on any day of the quarter.
0.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - Oklahoma Community Credit UnionHigh Yield Money MarketHigh Yield Money Market · $0 min · 0.00%–3.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Fees could reduce the earnings on the account. No dividends earned on balances of $.01 to $9,999.99.
Offer: No dividends earned on balances of $.01 to $9,999.99.
0.00% interest rate
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.50% $100,000 – $250,000 2.50% $250,000 and up 3.00% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes TFCU membership. $5 minimum deposit and balance.
0.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - MidFirst BankTitanium Money MarketTitanium Money Market · $100 min · 0.10%–0.30% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge, waived with $5,000 average daily balance. $100 minimum deposit to open account online.
$10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Titanium Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Stillwater, OK
24 accounts at 7 banks and credit unions · checked Oct 6–15
- Typical
- 0.18%
- Top 10% from
- 2.08%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.70%
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Stillwater, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Payne County BankBank · 2 branches