Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Onondaga County, NY · Showing Onondaga County, NY: too few institutions in Liverpool, NY
- 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered rates compound monthly. Some rates are not available in Puerto Rico.
Offer: Balances below $2,500. Some rates are not available in Puerto Rico.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.85% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - AmeriCU Credit UnionHigh Rate Money MarketHigh Rate Money Market · $10,000 min · 0.40%–1.00% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. Insured by NCUA. Rates may change after the account is opened. Fees may reduce earnings. Minimum balance requirements apply to each tier.
Offer: Standard APY applied if premium qualification requirements are not met.
Qualified rate · 0.40% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for High Rate Money Market Balance APY $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 – $1,000,000 0.90% $1,000,000 and up 1.00% Rate checked
More details - AmeriCU Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.01%–1.00% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000Requirements
Product: This variable rate savings option pays dividends compounded and paid monthly. Rates may change after the account is opened. Rates subject to change without notice. Fees may reduce earnings on account.
0.01% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $500 0.01% $500 – $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 – $1,000,000 0.90% $1,000,000 and up 1.00% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Minimum $100.00. Variable rate account; rate may change after account is opened. Fees could reduce earnings.
Effective Oct 6, 2026
Rate checked
More details - Beginnings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.75% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum to open and earn APY is $2,500. Variable rate compounded monthly, may change after account is opened. Fees may reduce earnings. No monthly service fees.
Offer: Compounded Monthly. Variable rate.
Compounded monthly · No monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 and up 0.75% Rate checked
More details - Salt City Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.35%–0.50% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Compounded and credited monthly. Balances below $2,500 earn the Regular Shares dividend rate. Fees could reduce earnings. Prospective dividend rates. Membership eligibility applies.
Offer: Tier 1. Dividend rates are prospective for the period ending 10/31/26. Compounded and credited monthly. Balances below $2,500 earn the Regular Shares dividend rate. Fees could reduce earnings.
Promotional rate · 0.35% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.35% $25,000 and upTier 2. 0.40% $50,000 and upTier 3. 0.45% $100,000 and upTier 4. 0.50% Rate checked
More details - Money Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,0000.30% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.30% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.40% $50,000 – $99,999 0.45% $100,000 and up 0.50% Rate checked
More details - Crouse Federal Credit UnionRegular Share SavingsSavings · $5 min · 0.10%–1.02% by balance
Credit union · 1 branch
0.31%APY$31 a year on $10,000Requirements
Product: Membership account. Minimum balance $5.00. Withdrawal restrictions apply. Dividends compounded daily and credited quarterly on balances of $5.00 or more based on average daily balance. Accounts closed during the quarter do not earn dividends.
0.10% interest rate · Compounded daily
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.10% $1,000 – $2,499 0.16% $2,500 – $5,000 0.26% $5,000 – $10,000Your amount 0.31% $10,000 – $25,000 0.41% $25,000 – $50,000 0.61% $50,000 – $100,000 0.66% Over $100,000 1.02% Rate checked
More details - Geddes Federal Savings and Loan AssociationMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.30%–0.70% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Passbook Account earning daily compounded interest with no monthly service fee. Interest rates posted quarterly. Requires an initial deposit of $1,000.00. Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of Syracuse, New York location.
0.30% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.45% $100,000 – $250,000 0.60% $250,000 and up 0.70% Rate checked
More details - Geddes Federal Savings and Loan AssociationPremier Money Market AccountPremier Money Market Account · $1,000 min · 0.05%–0.80% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Earns daily compounded interest with rates posted monthly. No monthly service fee. Includes ATM card availability, online banking, monthly statements, and unlimited transactions. Money Markets require an initial deposit of $1,000.00. Notice: Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of Syracuse, New York location.
Offer: Minimum balance of $25.00 required to earn interest. Initial deposit requirement is $1,000.00.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $999 0.05% $1,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.55% $100,000 – $250,000 0.70% $250,000 and up 0.80% Rate checked
More details - Pathfinder BankPersonal Money Market Deposit AccountPersonal Money Market Deposit Account · $2,500 min · 0.20%–0.35% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must deposit $2,500 to open account and accrue interest. Monthly maintenance fee of $10 applies if minimum daily balance falls below $2,500 any day during the month.
Offer: $10 monthly maintenance fee waived if minimum daily balance remains at or above $2,500 every day during the month.
0.20% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Deposit Account Balance APY $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.25% $50,000 – $74,999 0.30% $75,000 and up 0.35% Rate checked
More details - Solvay BankMoney Market AccountMoney Market Account · $15 min · 0.15%–0.75% by balance
Bank · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: Avoid the $5 monthly service fee by maintaining a $2,500 minimum average daily balance. 15¢ per transaction when minimum balance is not met.
Offer: Minimum daily balance to obtain APY is $0.01. Avoid the $5 monthly service fee by maintaining a $2,500 minimum average daily balance.
0.15% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $100,000 0.45% $100,000 – $250,000 0.65% $250,000 and up 0.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum $100.00. Variable rate account; rate may change after account is opened. Fees could reduce earnings.
Effective Oct 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Onondaga County, NY
80 accounts at 30 banks and credit unions · checked Oct 5–22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Syracuse, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- G.P.O. Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 9 branches
- Auburn Community Federal Credit UnionCredit union · 1 branch