Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–29 results in Clifton Park, NY
- 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum balance (average daily balance) of $250 required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Rates are variable and may change after account is opened.
Offer: Minimum balance of $250 required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. All rates are variable and may change after account is opened.
0.03% interest rate · Compounded daily · $1 monthly fee · Effective Nov 25, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum balance ($100 average daily balance for the month) required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Rates are variable and may change after account is opened. Features include Pioneer ATM card and Pocket Change when linked to a Pioneer checking account.
Offer: Minimum balance of $100 ($100 average daily balance for the month) required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. All rates are variable and may change after account is opened.
0.03% interest rate · Compounded daily · $1 monthly fee · Effective Nov 25, 2025
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable interest rate account. No service charges when $250 minimum balance is maintained. Minimum daily ledger balance to obtain annual percentage yield is $250. Interest compounds quarterly and is credited on the last business day of each quarter.
Offer: Minimum daily ledger balance of $250 to earn stated APY and avoid service charge. Interest compounds quarterly.
0.02% interest rate
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - Chemung Canal Trust CompanyMoney Market AccountMoney Market Account · $1,000 min · 0.02%–0.03% by balance
Bank · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Tiered interest rate based on daily ledger balance. Variable interest rate. Monthly service charge of $10 if daily ledger balance is less than $1,000. No interest paid on daily ledger balances below $1,000. Maximum six checks per month. Unlimited in-person/ATM withdrawals or automatic loan payment transfers.
Offer: Monthly service charge of $10 if daily ledger balance is less than $1,000. No interest is earned on daily ledger balances under $1,000.
0.02% interest rate · $10 monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $24,999Your amount 0.02% $25,000 and up 0.03% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Limited check-writing privileges; monthly fee waived with minimum balance requirement; electronic or paper statements.
Offer: Any fees charged could reduce earnings. Monthly fee waived with minimum balance requirement.
0.01% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $24,999Your amount 0.01% $25,000 – $49,999 0.05% $50,000 – $99,999 0.11% $100,000 – $499,999 0.11% $500,000 – $999,999 0.11% $1,000,000 – $1,999,999 0.11% $2,000,000 and up 0.11% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Clifton Park, NY
29 accounts at 12 banks and credit unions · checked Oct 3–22
- Typical
- 0.03%
- Top 10% from
- 0.36%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.13%
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Albany, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sunmark Credit UnionCredit union · 14 branches
- TCT FCUCredit union · 2 branches
- Navy Federal Credit UnionCredit union · 1 branch