Best high-yield savings rates

Requirements

Product: Establishes credit union membership. Requires $100 initial deposit. Variable rate paid quarterly. Monthly fee of $5 if minimum balance of $100 is not maintained before the end of each calendar month. Monthly fee of $10 if no transaction is completed every twelve months.

Offer: Monthly fee of $5 waived if a minimum balance of $100 is maintained. $10 monthly fee applies if no transaction is completed every 12 months.

Requirements

Product: Available to adults 18 years or older with a U.S. residential address. Rate is variable and may change after account opening.

Offer: Earn 0.01% APY on average daily balances over $100; balances under $100 do not earn interest. Avoid $5 monthly maintenance charge by maintaining an average daily balance of $300 or more.

Requirements

Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).

Requirements

Product: Account can be opened by individuals only.

Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.

Requirements

Product: Available to natural persons for personal, household or family purposes. Monthly cycle service charge of $5.00 if average available balance falls below $500.

Offer: For balances below $100 the APY is 0.00%. Monthly cycle service charge of $5.00 if average balance falls below $500.

Requirements

Product: Regular Share Account is a passbook savings account with a minimum balance of $50.00. Membership is available to members of Holy Trinity Ukrainian Orthodox Church, Ukrainian Autocephalic Orthodox Cathedral of Saint Vladimir in NY, and members/employees of St. Andrew's Ukrainian Orthodox Church in South Bound Brook, NJ. Par value to open account is $5.00 share deposit.

Offer: Dividends accrued daily and credited quarterly based on daily balance method for balances of $50.00 or more.

Requirements

Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.

Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.

Requirements

Product: Must open a Premium Access Checking account ($100 minimum deposit, $30 monthly fee if combined average ledger balance < $50,000 in qualifying deposit accounts). New money only. Average daily balance of at least $50,000 as of last statement cycle required to obtain APY above 0.00%. If Premium Access Checking is closed/converted, bank reserves right to convert to Legacy II Money Market Account. Standard money market rules apply. eStatements required to avoid $5.00 paper statement fee.

Offer: New money only. Average daily balance of $.01 to $49,999.99 earns 0.00% APY. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee.

Requirements

Product: Share Account represents membership in the credit union. Monthly maintenance fee of $3.00 is waived if the minimum balance of $75.00 is maintained, or if the member is younger than 18 or older than 65.

Offer: Does not earn dividends. Account servicing fee of $5.00 is charged annually on July 31.