Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–23 results in Fernley, NV
- Greater Nevada Credit UnionI Can Save AccountSavings · 0.05%–6.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Limit of one I Can Save account per member. Periodic withdrawals are not allowed; only withdrawal of the entire balance is allowed, resulting in account closure. Once closed, another I Can Save account cannot be opened for two years. No monthly maintenance fees.
Offer: Non-qualifying rate: applies to all balances if monthly qualifications are not met.
0.05% interest rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for I Can Save Account Balance APY Any balance 0.05% Up to $2,500Qualifying rate: at least one deposit must post and clear during the monthly qualification cycle, and the total of all deposits must be less than $200.00. 6.00% Over $2,500Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership eligibility and maintaining a minimum balance of $1.00 required. No fees or withdrawal limits.
Offer: Applies to all amounts. The minimum opening deposit and balance required is $1.00.
0.05% interest rate · No monthly fee · Effective Jan 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required account for membership at United Credit Union. Monthly fee waived with another qualifying account relationship (excludes Holiday Club, IRA Money Market, or another Membership Savings).
Offer: Minimum balance to earn APY is $300.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fernley, NV
23 accounts at 5 banks and credit unions · checked Oct 7–22
- Typical
- 0.15%
- Top 10% from
- 1.20%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.15%
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Reno, NV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Greater Nevada Credit UnionCredit union · 7 branches
- Mountain America Credit UnionCredit union · 2 branches