Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Coon Rapids, MN
- TopLine Financial Credit UnionTopLine Money MarketTopLine Money Market · $0 min · 0.35%–1.10% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Maintain minimum balance of $1,000 to earn dividends; balances below the minimum required will not earn dividends and may incur a monthly fee. Free checks available upon request (up to 3 checks written per month).
Offer: Minimum balance of $0.01 is required to earn disclosed APY. Balances below minimum required will not earn dividends and may incur a monthly fee.
0.35% interest rate
Rate by balance
Rate by balance for TopLine Money Market Balance APY Up to $9,999 0.35% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 and up 1.10% Rate checked
More details - Magnifi FinancialMoney MarketMoney Market · $2,500 min · 0.50%–1.15% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Opening deposit of $2,500.00 is required to open an account; that balance does not need to be maintained. No monthly fees or penalties. Can be used for overdraft protection on Magnifi Financial checking account.
Offer: Dividends compound monthly. Rates subject to change without notice.
0.50% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.50% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.85% $100,000 – $149,999 0.95% $150,000 and up 1.15% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Offer: Accrued daily and paid/compounded quarterly. Avoid the $5 quarterly basic fee by maintaining a $50 minimum balance throughout the quarter. $20 early account closing fee if account closed within 3 months of opening.
0.55% interest rate · Compounded quarterly · Effective Apr 1, 2024
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $10,000 minimum daily balance required to avoid $20 service fee in each monthly statement cycle. Free basic wallet or duplicate checks and free Cashier's Checks. Tiered interest rates.
Offer: $10,000 minimum daily balance required to avoid $20 monthly service fee.
$20 monthly fee
Rate by balance
Rate by balance for Premier Investment Savings Balance APY Up to $49,999Your amount 0.50% $50,000 – $99,999 0.65% $100,000 – $249,999 1.30% $250,000 and up 1.80% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Debit card purchases are automatically rounded up to the next whole dollar amount and transferred from checking. Must enroll in Digital Services and eStatements to earn a higher dividend rate. No monthly fees or penalties. Withdraw funds at anytime without losing dividends. Can be used for overdraft protection.
Offer: Must enroll in Digital Services and eStatements to earn a higher dividend rate.
0.45% interest rate · No monthly fee · Effective Nov 1, 2025
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $2,500 minimum daily balance required to avoid $10 service fee in each monthly statement cycle. Free basic wallet or duplicate checks (customer pays shipping).
Offer: $2,500 minimum daily balance required to avoid $10 monthly service fee.
$10 monthly fee
Rate checked
More details - 0.21%APY$21 a year on $10,000
Requirements
Product: Must be eligible for TopLine membership and be a Minnesota or Wisconsin resident. Age 18+ or minor with parental agreement. Limit one WINcentive Savings Account per member. Minimum opening deposit of $5. 12-month savings commitment: 1st early withdrawal = $10 fee, 2nd withdrawal = $25 fee, 3rd withdrawal = account closed. Prize drawings entry for each $25 month-over-month balance increase (max 4 entries/month).
Offer: Dividends calculated daily and paid monthly.
0.21% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $50 minimum daily balance required to avoid $2 service fee in each monthly statement cycle. Minimum daily balance waived on personal accounts for ages 18 and under. Free basic wallet or duplicate checks (customer pays shipping).
Offer: $50 minimum daily balance required to avoid $2 monthly service fee; fee waived for ages 18 and under.
$2 monthly fee
Rate checked
More details - TopLine Financial Credit UnionSavings PlusSavings · $0 min · 0.11%–0.16% by balance
Credit union · 1 branch
0.16%APY$16 a year on $10,000Requirements
Product: Secondary savings account with no monthly service fee.
Offer: Dividends calculated daily and paid monthly.
0.11% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $4,999 0.11% $5,000 – $9,999 0.16% $10,000 – $49,999Your amount 0.16% $50,000 and up 0.16% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum balance or penalties. Can be used for overdraft protection on your Magnifi Financial checking account.
0.15% interest rate · Effective Nov 1, 2025
Rate checked
More details - TopLine Financial Credit UnionBasic Share SavingsSavings · $100 min · 0.06%–0.11% by balance
Credit union · 1 branch
0.11%APY$11 a year on $10,000Requirements
Product: Become a TopLine Financial Credit Union owner with a simple $5 deposit. Balances that fall below the minimum required will not earn dividends and may incur a monthly fee.
Offer: Dividends calculated daily and paid monthly.
0.06% interest rate
Rate by balance
Rate by balance for Basic Share Savings Balance APY $100 – $4,999 0.06% $5,000 – $9,999 0.11% $10,000 – $49,999Your amount 0.11% $50,000 and up 0.11% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minnesota and Wisconsin residents only. 12-month savings commitment with fees for early withdrawal. Limited to one WINcentive account per person; business and trust memberships are not eligible.
Offer: 12-month savings commitment. First early withdrawal fee is $10; second withdrawal fee is $25; third withdrawal closes account without fee. One no-penalty withdrawal permitted during anniversary month. Each $25 month-over-month balance increase earns an entry into cash prize drawings (max 4 entries/month, 12/quarter, 48/12-month period).
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Coon Rapids, MN
60 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.82%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.16%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
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