Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Saginaw, MI
- Frankenmuth Credit UnionWealth BuilderSavings · $100 min · 0.16%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No interest will be paid on the Wealth Builder Consumer if the average daily balance is less than $100.
Offer: Investment $100-$9,999.
0.20% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Wealth Builder Balance APY $100 – $9,999 0.20% $10,000 – $49,999Your amountInvestment $10,000-$49,999; APY range .16%-.20%. 0.20% $50,000 – $99,999Investment $50,000-$99,999; APY range .13%-.16%. 0.16% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Every member of CPCU maintains a Prime Share Account with a par value of $25.00. This is your share of credit union ownership and entitles you to a vote at the annual meeting. The minimum balance required to earn dividends is $50.00.
Offer: Compounded/Credited Quarterly. Minimum balance to obtain APY is $50.00.
0.20% interest rate
Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.06%–2.17% by balance
Bank · 1 branch
0.12%APY$12 a year on $10,000with conditionsRequirements
Offer: With a Checking Relationship with Independent Bank
Qualified rate · 0.06% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.06% $10,000 – $24,999Your amount 0.12% $25,000 – $49,999 0.50% $50,000 – $99,999 1.11% $100,000 – $249,999 1.61% $250,000 and up 2.17% Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–2.12% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Offer: Without a Checking Relationship with Independent Bank
Qualified rate · 0.01% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.45% $50,000 – $99,999 1.06% $100,000 – $249,999 1.56% $250,000 and up 2.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Maintain a $500 minimum daily balance, combined account statements, or eStatements to avoid a $12 quarterly service fee. Interest is calculated on a daily balance method and compounded/paid quarterly. Minimum balance to earn interest is $0.01.
0.01% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Eagle Savings Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.30% $250,000 and up 0.60% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid $9 quarterly service fee by maintaining a $200 minimum average balance. Unlimited withdrawals with no fees.
Offer: Interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Avoid $9 quarterly service fee by maintaining a $200 minimum average balance.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly account fees. $1.00 minimum balance reserves membership.
Offer: Daily account balances <$500.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The minimum balance required to open this account is the purchase of a share in the credit union. Requires maintaining a minimum daily balance of $5.00 to obtain disclosed APY.
Offer: Tier 4: Daily balance more than $99.99, but less than $10,000.00.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The minimum balance required to open this account is the purchase of a share in the credit union. Requires maintaining a minimum daily balance of $5.00 to obtain disclosed APY.
Offer: Tier 3: Daily balance more than $9,999.99, but less than $25,000.00.
0.05% interest rate · Balance cap $25,000
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $5 deposit to open membership and must maintain at least $5 while open. Dividends compounded and paid monthly.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee. Available once membership is established. Dividends calculated daily and paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Family First Credit UnionAdult SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A $5.00 deposit is required to start savings and establish ownership. Dividends are paid quarterly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Adult Savings Balance APY Up to $500 0.00% $500 – $10,000Your amount 0.05% Over $10,000 0.10% Rate checked
More details - Team One Credit UnionRegular Savings AccountSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Eligibility: Live, work, worship, or attend school in Michigan; live in Lee County or Collier County, Florida; or be related to a current member. Minimum balance of $5 to keep the account active.
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,000 0.00% $2,000 – $10,000Your amount 0.05% Over $10,000 0.10% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Saginaw, MI
40 accounts at 10 banks and credit unions · checked Oct 6–17
- Typical
- 0.07%
- Top 10% from
- 2.26%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.30%
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Saginaw, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dow Credit UnionCredit union · 1 branch
- United Financial Credit UnionCredit union · 6 branches
- Lake Huron Credit UnionCredit union · 2 branches