Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Battle Creek, MI
- Advia Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.40%–0.60% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum $1,000 daily balance is required to earn dividends. Compounded monthly based on daily average balance.
Offer: A minimum $1,000 daily balance is required to earn dividends.
Compounded monthly
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $24,999Your amount 0.40% $25,000 – $74,999 0.50% $75,000 and up 0.60% Rate checked
More details - Advia Credit UnionUltimate SavingsSavings · $0 min · 0.35%–3.00% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Promotional rate locked in at account opening for the first five monthly statement cycles with no minimum balance required to earn dividends. Standard tiered rates apply after the promo period with a $1,000 minimum daily balance required to earn dividends.
Offer: Promotional APY for first five monthly statement cycles on new accounts. No minimum opening balance and no minimum balance required to earn dividends during promotional period.
Promotional rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Any balance 3.00% $1,000 – $99,999Your amountStandard rate tier after promotional period. 0.35% $100,000 – $249,999Standard rate tier after promotional period. 0.70% $250,000 and upStandard rate tier after promotional period. 1.00% Rate checked
More details - OMNI Community Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest is compounded monthly and features tiered rates. $2,500 minimum balance to earn interest. $0 minimum opening deposit.
Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $200,000 0.50% $200,000 and up 0.60% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $1,000 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Honor Credit UnionMomentum Money MarketMomentum Money Market · $2,500 min · 0.15%–1.00% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: *Terms & Conditions: Momentum Money Market *APY= Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Some restrictions may apply.
0.15% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY $2,500 – $50,000Your amount 0.15% $50,000 – $100,000 0.30% $100,000 – $250,000 0.60% $250,000 – $500,000 0.80% $500,000 and up 1.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: May be opened for budgeting purposes or special purchases.
Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: KCCU membership requires a regular savings account with a minimum deposit of $5.00, equal to one share in the credit union.
Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated daily and paid monthly. No minimum account balance requirement.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated by daily balance method. Rate may change after account opening. Fees may reduce earnings.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No opening or maintenance fees. Includes Eagle Earners and Independence accounts. Rate may change after account opening.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually. No opening or maintenance fees.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rate may change after account opening. Can be customized with any name. Unlimited deposits.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - OMNI Community Credit UnionSmart SavingsSavings · $1,000 min · 0.05%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates compounded daily and paid monthly. $0 minimum opening deposit. $1,000 minimum balance to earn interest. Unlimited withdrawals.
Offer: Interest compounded daily and paid monthly.
Compounded daily · Effective Oct 5, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY $1,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.13% $50,000 and up 0.15% Rate checked
More details - OMNI Community Credit UnionRegular SavingsSavings · $100 min · 0.03%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates compounded daily and paid monthly. $5 minimum opening deposit. $100 minimum balance to earn interest. Unlimited withdrawals.
Offer: Interest compounded daily and paid monthly.
Compounded daily · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $5,000 0.03% $5,000 – $10,000 0.08% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest accrues daily, paid monthly. Minimum $1,000 account balance to earn dividend/interest.
Offer: Minimum balance must be met to earn dividend.
Rate by balance
Rate by balance for Money Market Max Balance APY $1,000 – $100,000Your amount 0.10% $100,000 – $250,000 3.50% $250,000 – $500,000 3.50% $500,000 – $2,000,000 3.50% $2,000,000 and up 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Battle Creek, MI
48 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 3.18%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.13%
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Battle Creek, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- KCCUCredit union · 7 branches
- Flagstar BankBank · 1 branch