Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in St. Petersburg, FL
- 0.02%APY$2 a year on $10,000
Requirements
Product: Must live, work, worship or attend school in Michigan's Lower Peninsula to be eligible for membership. Dividends are paid and compounded monthly. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee.
Offer: Dividends paid and compounded monthly. $5.00 minimum opening deposit per member. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee.
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - DFCU FinancialInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.02%–0.15% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). $2,500 minimum required to open. Dividends paid and compounded monthly. Deposit account balance may increase Cash Back.
Offer: Paid and compounded monthly. $2,500 minimum required to open an Insured Money Market Account. Deposit account balance may increase Cash Back.
Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999$2,500 minimum balance required to open. 0.02% $50,000 – $99,999 0.02% $100,000 – $249,999 0.05% $250,000 – $499,999 0.10% $500,000 and up$2,500 minimum balance required to open. 0.15% Rate checked
More details - Third Federal Savings & LoanInterest Savings AccountSavings · $10 min · 0.01%–0.05% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Variable rate account. Interest compounded monthly. Opening minimum $10. Minimum daily balances to earn APY vary by tier.
Offer: Tier 1: Minimum closing daily balance to earn APY is $10.
0.01% interest rate · Compounded monthly · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Interest Savings Account Balance APY $10 and upYour amount 0.01% $25,000 and up 0.05% $100,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must be a Floridacentral member or meet membership eligibility requirements.
Offer: Avoid the $10 monthly maintenance fee by maintaining a $2,500 minimum daily balance.
0.01% interest rate · $10 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must be a Floridacentral member or meet membership eligibility requirements.
Offer: Minimum opening deposit $2,500. Avoid $10 monthly maintenance fee by maintaining a $2,500 minimum daily balance.
0.01% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: The fee for a Money Market Account is $5 per month but this fee is waived when you maintain an average daily balance of $1,000 in the account.
Offer: Tier: $0.01 to $999.99
0.01% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Tiered savings account. $12 monthly fee is waived with a combined average daily balance of at least $10,000 across deposit products.
Offer: Monthly fee of $12 waived with a combined average daily balance of at least $10,000 across deposit products.
0.01% interest rate · $12 monthly fee · Effective Oct 4, 2026
Rate checked
More details - MIDFLORIDA Credit UnionHigh Five SavingsSavings · $100 min · 0.01%–5.00% by balance
Credit union · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Available exclusively online. Limit one account per primary member. Pays blended APY across tiers. $10 monthly fee waived with a $100 average daily balance.
Offer: Blended rate structure. Monthly fee of $10 waived with a $100 average daily balance.
4.89% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for High Five Savings Balance APY Up to $2,000 5.00% Over $2,000Your amount 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee if you maintain a $50 average daily balance.
Offer: $0 monthly maintenance fee if a $50 average daily balance is maintained.
0.01% interest rate · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in St. Petersburg, FL
94 accounts at 29 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 1.85%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches