Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Worcester, MA metro
- 0.05%APY$5 a year on $10,000
Requirements
Offer: Annual Percentage Yield (APY) may change at any time without notice. Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have an Incredible Interest Checking account to open and hold the account. Account may not be used for commercial purposes. Qualifications each monthly cycle: at least 15 debit card POS transactions post and settle, receive monthly statement electronically, and receive at least one direct deposit or ACH debit. Interest and ATM reimbursements from Incredible Interest Checking automatically transfer each cycle.
Offer: Applies to all balances if Incredible Interest Checking qualifications are not met. Minimum to earn dividend is $110.00.
Qualified rate · 0.05% interest rate · Effective Jul 31, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with the credit union. Includes 6 free withdrawals per statement cycle ($5 per withdrawal in excess thereafter; more than 3 months of excess withdrawals in a 3-month period causes account to convert to No Fee Checking Account). Dividends compounded daily and credited monthly.
Offer: Minimum daily balance to earn APY is $0.01. Rate may change at any time.
0.05% interest rate · Compounded daily
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance to open is $1.00; minimum balance to obtain disclosed APY is $10.00.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must have passbook to make a withdrawal at the branch.
Offer: Must have passbook to make a withdrawal at the branch.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Low minimum balance ($5). No monthly fees.
Offer: Minimum opening balance required to earn APY is $5. No monthly fees.
0.05% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Notify bank if 65 years of age or older, or 18 years of age or younger; may be eligible for a waiver or reduction of certain account fees or charges.
Offer: Variable rate account; interest rate and APY may change at any time after account is opened.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Offer: Variable rate account; interest rate and APY may change at any time after account is opened.
Promotional rate
Rate checked
More details - Worcester Credit UnionVIP Money MarketVIP Money Market · $1 min · 0.05%–3.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Must have a Worcester Credit Union checking account and receive at least one direct deposit of $500 or greater monthly. If not met for two consecutive dividend periods, account converts to regular Money Market.
Qualified rate · 0.05% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for VIP Money Market Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000 1.25% $50,000 – $100,000 1.75% $100,000 – $250,000 2.25% $250,000 – $500,000 3.00% $500,000 and up 0.05% Rate checked
More details - Worcester Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Maintain a $2,000 minimum balance to waive the $5 monthly service charge. $1.00 minimum deposit to open.
Offer: Maintain a $2,000 minimum balance to waive the $5 monthly service charge.
0.05% interest rate · $5 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.05% $20,000 – $50,000 0.05% $50,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Worcester Credit Union with a $5 share.
Offer: Earns competitive dividends on entire balance; minimum balance of $5 membership share.
0.05% interest rate · No monthly fee · Effective Sep 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Compounded and credited quarterly. Avoid the $5 fee by maintaining a $500 minimum daily balance.
Offer: Minimum balance of $10 to earn APY; avoid $5 fee by maintaining $500 minimum daily balance
0.05% interest rate · $5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to Kasasa Cash Checking or Kasasa Cash Back Checking account. No minimum deposit required to open. Qualifications require at least 1 direct deposit or ACH payment transaction, at least 12 debit card purchases post and settle, and enrollment in e-Statements during each Monthly Qualification Cycle.
Offer: When qualifications are not met, all balances earn base rate
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member. Membership qualifying primary share account.
Offer: Compounds daily. No monthly maintenance fee.
0.05% interest rate · No monthly fee · Effective May 18, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Jan 21, 2025
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Worcester, MA metro
161 accounts at 44 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.75%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Worcester, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- GFA FCUCredit union · 4 branches
- UMassFiveCredit union · 1 branch