Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–27 results in Torrington, CT metro
- Union Savings BankPersonal Money Market AccountPersonal Money Market Account · $500 min · 0.03%–0.07% by balance
Bank · 8 branches
0.03%APY$3 a year on $10,000Requirements
Product: $0 or low monthly service fee. Minimum balance to earn APY is $0.01.
0.03% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Monthly fee of $5 waived with $500 minimum daily balance during statement cycle, or if primary owner is 18 years of age or younger or 60 years of age or older, or if primary owner is an owner of Access Checking account.
Offer: Variable rate. Interest compounded monthly and credited monthly. Monthly fee waived with $500 minimum daily balance, age <= 18 or >= 60, or owner of Access Checking.
0.03% interest rate · Compounded monthly · $5 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Access Savings Balance APY Up to $10,000 0.03% $10,000 – $50,000Your amount 0.03% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 – $750,000 0.40% $750,000 and up 0.75% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Links with a National Iron Bank checking account for automatic transfers. Requires at least one internal deposit transfer each month to avoid the monthly service fee. Paper statement fee may apply but can be avoided by enrolling with eStatements.
Offer: Compounded quarterly.
Qualified rate · 0.00% interest rate · Compounded quarterly · Effective Oct 3, 2026
Rate by balance
Rate by balance for Secure Savings Balance APY Up to $250 0.00% $250 and upYour amount 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Links with a National Iron Bank checking account. Must maintain a minimum balance of $250 each month (or $500 per statement cycle according to Truth in Savings disclosure) to avoid the monthly/statement service fee ($8.00). Paper statement fee may apply but can be avoided by enrolling with eStatements.
Offer: Compounded quarterly. Statement service charge fee of $8.00 imposed every statement cycle if balance falls below $500.00 any day of the cycle.
Qualified rate · 0.00% interest rate · Compounded quarterly · $8 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $250 0.00% $250 and upYour amount 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: Compounded quarterly.
0.00% interest rate · Compounded quarterly · Effective Oct 3, 2026
Rate by balance
Rate by balance for No-Frills Savings Balance APY Up to $250 0.00% $250 and upYour amount 0.02% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Torrington, CT metro
27 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.03%
- Top 10% from
- 0.60%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.40%
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Connecticut
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 10 branches
- Affinity Federal Credit UnionCredit union · 2 branches