Bank · FDIC insured
National Iron Bank Savings Rates
National Iron Bank’s best savings rate is 0.02% APY on $10,000, with its No-Frills Savings. Rates checked October 22, 2026.
How National Iron Bank’s savings rates compare
Compared with banks and credit unions near Torrington, CT, where National Iron Bank has the most branches. $10,000, best rate first.
This bank’s best
National Iron Bank
0.02%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $2
Secure Savings
Top rate
Torrington Savings Bank
3.79%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $379
2nd-highest rate
Torrington Federal Credit Union
0.75%APY
- Requires
- None
- Minimum
- $1,000.01
- Earns on $10,000 a year
- $75
National Iron Bank savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where National Iron Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Harvest Money Market
0.00%APY
Must be opened with funds not currently on deposit with National Iron Bank. $25,000 minimum to earn interest. Transfers from a Money Market account are limited to six per statement cycle. A maintenance service charge fee of $12.50 will be imposed every statement cycle if the balance falls below $1,500.00 any day of the cycle. Paper statement fee of $6.00 can be avoided by enrolling in eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Compounded monthly. $25,000 minimum to earn interest. Maintenance service charge fee of $12.50 per statement cycle if balance falls below $1,500.00 any day of the cycle. | 0.00% | $0 | Compounded monthly. $25,000 minimum to earn interest. Maintenance service charge fee of $12.50 per statement cycle if balance falls below $1,500.00 any day of the cycle. |
| $25,000 and upCompounded monthly. Maintenance service charge fee of $12.50 per statement cycle if balance falls below $1,500.00 any day of the cycle. | 0.10% | — | Compounded monthly. Maintenance service charge fee of $12.50 per statement cycle if balance falls below $1,500.00 any day of the cycle. |
Sources (2)
- ironbank.com/wp-content/upload…vingsDisclosure-2025.pdf
- ironbank.com/personal/savings/harvest-money-market
All captured Oct 4, 2026
No-Frills Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250Compounded quarterly. | 0.00% | — | Compounded quarterly. |
| $250 and upCompounded quarterly. | 0.02% | $2 | Compounded quarterly. |
Sources (2)
All captured Oct 4, 2026
Secure Savings
0.02%APY
Links with a National Iron Bank checking account for automatic transfers. Requires at least one internal deposit transfer each month to avoid the monthly service fee. Paper statement fee may apply but can be avoided by enrolling with eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250Compounded quarterly. | 0.00% | — | Compounded quarterly. |
| $250 and upMinimum balance to earn interest is $250.00. Compounded quarterly. | 0.02% | $2 | Minimum balance to earn interest is $250.00. Compounded quarterly. |
Sources (3)
- ironbank.com/personal/savings
- ironbank.com/personal/savings/secure-savings
- ironbank.com/personal/savings/statement-savings
All captured Oct 4, 2026
Statement Savings
0.02%APY
Links with a National Iron Bank checking account. Must maintain a minimum balance of $250 each month (or $500 per statement cycle according to Truth in Savings disclosure) to avoid the monthly/statement service fee ($8.00). Paper statement fee may apply but can be avoided by enrolling with eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250Compounded quarterly. Statement service charge fee of $8.00 imposed every statement cycle if balance falls below $500.00 any day of the cycle. | 0.00% | — | Compounded quarterly. Statement service charge fee of $8.00 imposed every statement cycle if balance falls below $500.00 any day of the cycle. |
| $250 and upMinimum balance to earn interest and obtain the disclosed APY is $250.00. Compounded quarterly. Statement service charge fee of $8.00 imposed every statement cycle if balance falls below $500.00 any day of the cycle. | 0.02% | $2 | Minimum balance to earn interest and obtain the disclosed APY is $250.00. Compounded quarterly. Statement service charge fee of $8.00 imposed every statement cycle if balance falls below $500.00 any day of the cycle. |
Sources (3)
- ironbank.com/wp-content/upload…vingsDisclosure-2025.pdf
- ironbank.com/personal/savings
- ironbank.com/personal/savings/statement-savings
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.