Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Thomasville, GA metro
- First Commerce Credit UnionMomentum Money MarketMomentum Money Market · $2,500 min · 0.75%–4.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Minimum opening deposit $2,500. No monthly maintenance fee. Dividends are compounded monthly and credited monthly using a blended rate across balance tiers. Limit one Momentum Money Market account per member; members with a Momentum MMA may not hold a Traditional Money Market at the same time. Membership required. Federally insured by NCUA.
Offer: Blended rate tier on balances between $0.01 and $9,999.99; earn up to 4.00% APY on balances under $10,000.
3.93% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $10,000 4.00% $10,000 – $25,000Your amount 3.00% $25,000 – $500,000 2.00% $500,000 and upBlended rate tier on balances $250,000 or more. 0.75% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Prestige Plus Checking, Simply Cash Back Checking, Cash Back Eats/Simply Eats Checking, or Cash Back Play/Simply Play Checking account. Limit 1 account per SSN. $25 fee if closed within 90 days.
Offer: Applies when qualification requirements are met in the linked checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/bill pay, and enrollment in e-statements per Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Aug 1, 2025
Rate by balance
Rate by balance for Super Saver Balance APY Up to $100,000Your amount 2.00% Over $100,000 1.01%* Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Transfers of Kasasa Cash or Kasasa Cash Back earnings are automatic. Limit two accounts per social security number.
Offer: Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 12 debit card purchases posted and settled, enroll in and agree to receive eStatements, and enroll in and log into online banking at least once.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Sep 14, 2022
Rate checked
More details - Five Star Credit UnionPremier Growth Money MarketPremier Growth Money Market · $2,000 min · 1.31%–1.76% by balance
Credit union · 1 branch
1.31%APY$131 a year on $10,000Requirements
Product: Money market accounts with less than $2,000 earn savings account base rate. Variable rates subject to change. Fees may reduce earnings.
Offer: Accounts with less than $2,000 earn savings account base rate.
1.30% interest rate
Rate by balance
Rate by balance for Premier Growth Money Market Balance APY $2,000 – $50,000Your amount 1.31% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Addition Financial Credit UnionGrowth Plus Money MarketGrowth Plus Money Market · $1,000 min · 0.05%–2.63% by balance
Credit union · 2 branches
1.31%APY$131 a year on $10,000with conditionsRequirements
Product: Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Growth Plus Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 1.31% $100,000 – $249,999 1.51% $250,000 – $999,999 2.12% $1,000,000 and up 2.63% Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Addition Financial Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–1.46% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends paid on daily account balances of $1,000 or more. No minimum opening deposit. No required minimum balance. Dividends are compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 0.70% $100,000 – $250,000 0.95% $250,000 – $1,000,000 1.26% $1,000,000 and up 1.46% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Avoid the $2 minimum balance service charge by maintaining a $100 minimum daily balance.
Offer: Minimum balance to obtain APY is $0.01. $2 monthly service charge waived by maintaining a $100 minimum daily balance.
0.50% interest rate · $2 monthly fee · Effective Sep 14, 2022
Rate checked
More details - First Commerce Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–1.15% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit $2,500. A $10 monthly fee is assessed on balances below $2,500 (no fees on average daily balances of $2,500 or higher). Free check writing up to 3 per month. All dividends are posted quarterly.
Offer: Power Checking rate tier. Requires Power Checking account with an Average Daily Balance of $2,500 or more (also applies to iEarn and iEarn 50+ accounts). Fee waived on average daily balances of $2,500 or higher.
Qualified rate · 0.15% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.55% $50,000 – $100,000 0.80% $100,000 – $250,000 1.05% $250,000 – $500,000 1.10% $500,000 and up 1.15% Rate checked
More details - First Commerce Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–1.10% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit $2,500. A $10 monthly fee is assessed on balances below $2,500 (no fees on average daily balances of $2,500 or higher). Free check writing up to 3 per month. All dividends are posted quarterly.
Offer: Standard rate. Fee waived on average daily balances of $2,500 or higher.
Qualified rate · 0.10% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.05% $500,000 and up 1.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Flexible savings account to set goals. Account transfer limitations apply.
Offer: Minimum balance to earn stated APY is $1.00.
Effective Jul 1, 2022
Rate checked
More details - Five Star Credit UnionSavings (Share) Account / Membership Share AccountSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open a savings account with $5 to establish membership in Five Star Credit Union. Par value of a share is $5.00. Average daily balance method used. Up to 4 withdrawals allowed per quarter (or no more than 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).
Offer: Minimum balance to earn stated APY is $5.00. Variable rate subject to change.
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Prestige Plus Checking, Simply Cash Back Checking, Cash Back Eats/Simply Eats Checking, or Cash Back Play/Simply Play Checking account. Limit 1 account per SSN. $25 fee if closed within 90 days.
Offer: Base rate earned on entire daily balance if qualifications are not met in the linked checking account.
Qualified rate · No monthly fee · Effective Aug 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Transfers of Kasasa Cash or Kasasa Cash Back earnings are automatic. Limit two accounts per social security number.
Offer: Base rate applied to all balances if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 14, 2022
Rate checked
More details - Addition Financial Credit UnionShare SavingsSavings · $50 min · 0.01%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,0000.01% interest rate · Effective Jan 30, 2025
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,000 0.01% $1,000 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Thomasville, GA metro
21 accounts at 7 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 1.51%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches