Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Syracuse, NY metro
- Pathfinder BankFree Kasasa Saver® AccountSavings · $100 min · 0.25%–1.00% by balance
Bank · 12 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Must meet monthly qualification cycle requirements (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/ACH credit/bill pay, and enrolled in eStatements) to earn higher tiered APY. Limit 1 account per Social Security Number.
Offer: Qualifications met: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; enrolled in and agree to receive eStatements.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Free Kasasa Saver® Account Balance APY Up to $30,000Your amount 1.00% Over $30,000 0.25% Rate checked
More details - Cooperative Federal Credit UnionSuper Share (Money Market)Super Share (Money Market) · $2,500 min
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Rate can change after the account is opened.
Offer: Rate can change after the account is opened.
Effective Apr 2, 2026
Rate checked
More details - Northern Credit UnionHigh Yield SavingsSavings · $1 min · 0.75%–2.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Available to members with an active Choice Rewards Checking account or Premium Rewards Checking account. Minimum opening deposit $1.
Qualified rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $35,000Your amount 0.75% $35,000 – $75,000 1.00% $75,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - Cooperative Federal Credit UnionSuper Share Checking (Money Market)Super Share Checking (Money Market) · $4,500 min
Credit union · 3 branches
0.65%APY$65 a year on $10,000Requirements
Product: Rate can change after the account is opened.
Offer: Rate can change after the account is opened.
Effective Apr 2, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Initial deposit of $1 establishes Empower membership and is required to open and maintain account. Dividends are compounded daily and posted monthly. Dividends may be paid only from current income and accumulated earnings after required transfers to reserves.
Offer: Tier 1.
0.55% interest rate · Compounded daily · Effective Apr 11, 2023
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Dividends may be paid only from current income and accumulated earnings after required transfers to reserves. Early withdrawal penalty may apply.
Offer: Tier 1.
0.55% interest rate · Effective Apr 11, 2023
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered rates compound monthly. Some rates are not available in Puerto Rico.
Offer: Balances below $2,500. Some rates are not available in Puerto Rico.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.85% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - AmeriCU Credit UnionHigh Rate Money MarketHigh Rate Money Market · $10,000 min · 0.40%–1.00% by balance
Credit union · 9 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. Insured by NCUA. Rates may change after the account is opened. Fees may reduce earnings. Minimum balance requirements apply to each tier.
Offer: Standard APY applied if premium qualification requirements are not met.
Qualified rate · 0.40% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for High Rate Money Market Balance APY $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 – $1,000,000 0.90% $1,000,000 and up 1.00% Rate checked
More details - AmeriCU Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.01%–1.00% by balance
Credit union · 9 branches
0.40%APY$40 a year on $10,000Requirements
Product: This variable rate savings option pays dividends compounded and paid monthly. Rates may change after the account is opened. Rates subject to change without notice. Fees may reduce earnings on account.
0.01% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $500 0.01% $500 – $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 – $1,000,000 0.90% $1,000,000 and up 1.00% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Minimum $100.00. Variable rate account; rate may change after account is opened. Fees could reduce earnings.
Effective Oct 6, 2026
Rate checked
More details - Beginnings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.75% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum to open and earn APY is $2,500. Variable rate compounded monthly, may change after account is opened. Fees may reduce earnings. No monthly service fees.
Offer: Compounded Monthly. Variable rate.
Compounded monthly · No monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 and up 0.75% Rate checked
More details - Salt City Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.35%–0.50% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Compounded and credited monthly. Balances below $2,500 earn the Regular Shares dividend rate. Fees could reduce earnings. Prospective dividend rates. Membership eligibility applies.
Offer: Tier 1. Dividend rates are prospective for the period ending 10/31/26. Compounded and credited monthly. Balances below $2,500 earn the Regular Shares dividend rate. Fees could reduce earnings.
Promotional rate · 0.35% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.35% $25,000 and upTier 2. 0.40% $50,000 and upTier 3. 0.45% $100,000 and upTier 4. 0.50% Rate checked
More details - Money Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,0000.30% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.30% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.40% $50,000 – $99,999 0.45% $100,000 and up 0.50% Rate checked
More details - Crouse Federal Credit UnionRegular Share SavingsSavings · $5 min · 0.10%–1.02% by balance
Credit union · 1 branch
0.31%APY$31 a year on $10,000Requirements
Product: Membership account. Minimum balance $5.00. Withdrawal restrictions apply. Dividends compounded daily and credited quarterly on balances of $5.00 or more based on average daily balance. Accounts closed during the quarter do not earn dividends.
0.10% interest rate · Compounded daily
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.10% $1,000 – $2,499 0.16% $2,500 – $5,000 0.26% $5,000 – $10,000Your amount 0.31% $10,000 – $25,000 0.41% $25,000 – $50,000 0.61% $50,000 – $100,000 0.66% Over $100,000 1.02% Rate checked
More details - Geddes Federal Savings and Loan AssociationMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.30%–0.70% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Passbook Account earning daily compounded interest with no monthly service fee. Interest rates posted quarterly. Requires an initial deposit of $1,000.00. Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of Syracuse, New York location.
0.30% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.45% $100,000 – $250,000 0.60% $250,000 and up 0.70% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Syracuse, NY metro
93 accounts at 35 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Syracuse, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- G.P.O. Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 9 branches
- Auburn Community Federal Credit UnionCredit union · 1 branch