Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Springfield, MA metro
- 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance of $100 to earn dividends.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Notify bank if 65 years of age or older, or 18 years of age or younger; may be eligible for a waiver or reduction of certain account fees or charges.
Offer: Variable rate account; interest rate and APY may change at any time after account is opened.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Offer: Variable rate account; interest rate and APY may change at any time after account is opened.
Promotional rate
Rate checked
More details - Polish National Credit UnionPerks Savings AccountSavings · $25 min · 0.05%–1.00% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Must have a PNCU Perks Checking account to obtain disclosed rates; if not, interest is calculated using the Statement Savings account rate. Only one Perks Savings account allowed per Tax ID. Tiered interest rates apply. Interest compounds daily and credits monthly. Minimum opening deposit is $25.00. Membership required. Fees may reduce earnings.
Offer: Requires PNCU Perks Checking account. Minimum daily balance of $10.00 required each day to obtain APY. Dividend/interest rate is 0.98%.
Qualified rate · 0.98% interest rate · Effective Dec 8, 2025
Rate by balance
Rate by balance for Perks Savings Account Balance APY Up to $1,000 1.00% $1,000 – $2,000Dividend/interest rate is 0.49%. Disclosed APY is a blended range of 1.00% - 0.75%. 0.49%* $2,000 – $3,000Dividend/interest rate is 0.25%. Disclosed APY is a blended range of 0.75% - 0.58%. 0.25%* Over $3,000Your amountDividend/interest rate is 0.05% (stated as 0.10% on p14). Disclosed APY is a blended range of 0.58% - 0.05% (0.58%-0.10% on p14). 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required. Minimum opening deposit $25.00. Minimum daily balance of $10.00 to earn APY. Rates subject to change without prior notice. Fees could reduce earnings.
Offer: Minimum balance to earn APY is $10.00. Dividend rate is 0.05%. Paid on entire balance.
0.05% interest rate · Effective Dec 8, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut.
Offer: The Dividend Rate is paid on the entire balance in your account.
0.05% interest rate · Effective Dec 8, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective May 13, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Variable interest rate on balances over $10. $200 minimum balance.
0.05% interest rate · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: A Personal Checking Account is required to open the EZ $ave Deposit Account.
Offer: Variable interest rate on balances over $10. No monthly service fee.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No maintenance fee. Minimum balance required to open is $25.00. Must maintain a minimum daily balance of $25.00 each day to obtain the disclosed annual percentage yield. Interest compounded and credited monthly.
Offer: Must maintain a minimum daily balance of $25.00 in account each day to obtain disclosed APY. No maintenance fee.
0.05% interest rate · No monthly fee · Effective Jan 24, 2024
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 9 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No penalty for withdrawals.
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Gateway to membership.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MA metro
90 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 2.58%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches