Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Springfield, MA metro
- 1.66%APY$166 a year on $10,000
Requirements
Product: Requires a $100 minimum deposit to open and a $2,000 minimum balance to earn stated dividend rate/yield. All Money Market accounts are allotted 6 fee-free withdrawals and transfers per month; a $10 fee is charged for each transaction beyond that limit. Minimum withdrawal amount is $250. Membership requires payment of one $5 share in a primary share account.
Offer: Tier 1 balance tier. $100 minimum opening deposit; minimum balance of $2,000 to earn stated APY. Maximum 6 withdrawals or transfers per month.
1.65% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and upYour amount 1.66% $25,000 and upTier 2 balance tier. $100 minimum opening deposit. 1.92% $75,000 and upTier 3 balance tier. $100 minimum opening deposit. 2.17% $125,000 and upTier 4 balance tier. $100 minimum opening deposit. 2.43% Rate checked
More details - Freedom Credit UnionPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.00%–3.15% by balance
Credit union · 6 branches
1.45%APY$145 a year on $10,000Requirements
Product: Minimum balance of $5,000 required to open and to earn advertised APY. No monthly maintenance fee.
Offer: Balance tier $0–$4,999.99
0.00% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 1.45% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $500,000 2.65% $500,000 – $1,000,000 3.15% $1,000,000 – $1,000,000,000 3.15% Rate checked
More details - Holyoke Credit UnionSelect Money Market AccountSelect Money Market Account · $10 min · 0.10%–1.97% by balance
Credit union · 3 branches
1.36%APY$136 a year on $10,000Requirements
Product: Tiered-rate account offering higher interest on higher balances. Rate may change after account opening.
Offer: Rate may change after account opening.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Select Money Market Account Balance APY Over $0 0.10% $2,500 and upYour amount 1.36% $25,000 and up 1.66% $75,000 and up 1.97% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to average daily balances up to $25,000 when linked Kasasa checking account qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Pioneer Valley Credit UnionGreen High-Yield SavingsSavings · $1,000 min · 1.00%–3.25% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Must enroll in online and mobile banking and eStatements. Minimum daily balance to maintain APY is $1,000. Balances below minimum balance earn regular primary share rate. Membership required.
Offer: Requires enrollment in online/mobile banking and eStatements.
Rate by balance
Rate by balance for Green High-Yield Savings Balance APY $1,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 2.25% $100,000 – $150,000 3.15% $150,000 – $200,000 3.20% $200,000 and up 3.25% Rate checked
More details - 0.80%APY$80 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Paired with Perks Checking. Preferred rate of 0.65% added to base rate of 0.10%, resulting in 0.75% interest rate and 0.80% APY. Requires active Perks Checking account.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - BrightBridge Credit UnionMoney Market AccountsMoney Market Accounts · $25 min · 0.25%–3.40% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Balance determines rate tier. Minimum $2,500 required to avoid a service fee. Rates subject to change daily.
Offer: Tier 1: $0.00-$2,499.99.
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 3.40% Rate checked
More details - Freedom Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.20%–0.35% by balance
Credit union · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires a $2,000 minimum opening deposit. A $2,000 minimum daily balance must be maintained to avoid a minimum balance fee. A minimum balance of $5 must be maintained to earn the advertised APY.
Offer: Minimum balance of $5 to earn APY; minimum daily balance of $2,000 required to avoid fee.
0.19% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $50,000Minimum daily balance of $2,000 required to avoid fee. 0.25% $50,000 – $75,000Minimum daily balance of $2,000 required to avoid fee. 0.30% $75,000 and upMinimum daily balance of $2,000 required to avoid fee. 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly account fee is waived with a minimum daily balance of $500.00.
$6 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - Country Bank for SavingsMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.35% by balance
Bank · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open a money market account with $1,000 and keep earning with just a $10 minimum balance. Available to existing customers in any state and new customers residing in New England States (CT, MA, ME, NH, RI, VT).
Offer: Daily balances of $10.00 – $999.99 earn 0.05% APY.
0.05% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.35% Rate checked
More details - Luso Federal Credit UnionClassic Now Money Market AccountClassic Now Money Market Account · $500 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Statement Share Account required to establish membership. Minimum to open is $100. Minimum to earn dividend is $500. Allows 6 free transactions per month ($10 per item thereafter).
Offer: Tier 1: balance $500 to $4999.99. $20 fee if balance below $5000.
0.10% interest rate · $20 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Classic Now Money Market Account Balance APY $500 – $5,000 0.10% $5,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - Florence BankPerformance Money Market AccountPerformance Money Market Account · $1,000 min · 0.05%–0.40% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: A Personal Checking Account is required to open the Performance Money Market Account.
Qualified rate · 0.05% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Performance Money Market Account Balance APY $10 and up 0.05% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $50,000 and up 0.30% $100,000 and up 0.40% Rate checked
More details - Florence BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.15% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,0000.05% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10 and up 0.05% $1,000 and upYour amount 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MA metro
90 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 2.58%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches