Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Saginaw, MI metro
- 0.07%APY$7 a year on $10,000
Requirements
Product: Maintain a $500 minimum daily balance, combined account statements, or eStatements to avoid a $12 quarterly service fee. Interest is calculated on a daily balance method and compounded/paid quarterly. Minimum balance to earn interest is $0.01.
0.01% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Eagle Savings Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.30% $250,000 and up 0.60% Rate checked
More details - Thumb Bank & TrustTiered Money Market AccountTiered Money Market Account · $0 min · 0.05%–1.00% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: $5,000 minimum balance to avoid $10 monthly service fee. Fees may reduce earnings.
Offer: $5,000 minimum balance to avoid $10 monthly service fee. Fees may reduce earnings.
$10 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.12% $50,000 – $75,000 0.30% Over $75,000 1.00% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 3 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 7 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid $9 quarterly service fee by maintaining a $200 minimum average balance. Unlimited withdrawals with no fees.
Offer: Interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Avoid $9 quarterly service fee by maintaining a $200 minimum average balance.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked Rewards Checking or Cash Back Checking account required. Monthly Qualification Cycle requirements apply for highest rate.
Offer: Qualifications not met in Rewards Checking/Cash Back Checking. Entire balance earns 0.05% dividend rate (0.05% APY).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 minimum balance or $25 monthly automatic transfer to avoid $5 service fee. Interest paid quarterly.
Offer: $100 minimum balance or $25 monthly automatic transfer to avoid $5 service fee. Fees may reduce earnings.
$5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly account fees. $1.00 minimum balance reserves membership.
Offer: Daily account balances <$500.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The minimum balance required to open this account is the purchase of a share in the credit union. Requires maintaining a minimum daily balance of $5.00 to obtain disclosed APY.
Offer: Tier 4: Daily balance more than $99.99, but less than $10,000.00.
0.05% interest rate
Rate checked
More details - Frankenmuth Credit UnionRegular Savings Share AccountSavings · $10,000 min
Credit union · 12 branches
0.05%APY$5 a year on $10,000Requirements
Product: The minimum balance required to open this account is the purchase of a share in the credit union. Requires maintaining a minimum daily balance of $5.00 to obtain disclosed APY.
Offer: Tier 3: Daily balance more than $9,999.99, but less than $25,000.00.
0.05% interest rate · Balance cap $25,000
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum opening balance requirement. Open up to 99 separate goal accounts. Membership required.
Offer: Rates variable. Balance of $250 and over required to earn stated APY. $0 opening minimum.
0.04% interest rate · Effective Oct 5, 2026
Rate checked
More details - Health Advantage Credit UnionEmergency SavingsSavings · $0 min · 0.05%–5.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Only one account allowed per primary account owner's social security number. Tiered-rate account: specified rate applies only to the portion of balance within that tier. No monthly fees.
Offer: Split-tier calculation; applies to the portion of balance from $0 up to $5,000.
4.88% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Emergency Savings Balance APY Up to $5,000 5.00% $5,001 and upYour amountapplies to the portion of balance over $5,000. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required ($5 minimum deposit for par value of one share to open membership). Minimum balance fee of $5/month applies if aggregate balance across Savings, Certificates, and Checking is under $100, waived with 3+ monthly checking/HSA transactions, an active loan/credit card/IRA/ESA, or if under 21 or over 69 years old.
Offer: Rates variable. Balance of $250 and over required to earn stated APY. Opening deposit of $5 required.
0.04% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - GREAT LAKESMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.40% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: If balance falls below the $2,500 minimum daily balance requirement there is a $10 fee. Dividends are calculated using Daily Balance and are paid and compounded monthly. Checks, pre-authorized transfers, and phone transfers are limited to 6 items per month.
Offer: Minimum balance to earn dividends is $2,500. $10 fee if balance falls below $2,500 minimum daily balance requirement.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.20% $100,000 and up 0.30% $250,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Saginaw, MI metro
87 accounts at 22 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 2.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Saginaw, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dow Credit UnionCredit union · 1 branch
- United Financial Credit UnionCredit union · 6 branches
- Lake Huron Credit UnionCredit union · 2 branches