Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Saginaw, MI metro
- Consumers Professional Credit UnionMoney Management AccountSavings · $2,500 min · 1.01%–1.36% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: The Money Management account is a great option for savings with a lower required balance to earn dividends. Dividend is paid monthly. Interest rates are a variable rate. The Money Management account has a minimum balance of $2,500 with 3 total tiers. Minimum balance to obtain APY is $5,000.00.
Offer: Tier 1. Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $4,999 1.01% $5,000 – $14,999Your amountTier 2. 1.26% $15,000 and upTier 3. 1.36% Rate checked
More details - Consumers Professional Credit UnionDiamond Money FundSavings · $5,000 min · 1.26%–1.76% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: By opening a Diamond Money Account, members are able to keep their funds liquid yet earn an Annual Percentage Yield (APY) that is typically higher than the Prime Share Account. The Diamond Fund has a minimum balance of $5,000 with 5 total tiers. Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
Offer: Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
1.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Diamond Money Fund Balance APY $5,000 – $14,999Your amount 1.26% $15,000 – $24,999 1.36% $25,000 – $49,999 1.46% $50,000 – $99,999 1.56% $100,000 and up 1.76% Rate checked
More details - Wildfire Credit UnionHigh-Yield SavingsSavings · $1,000 min · 1.10%–2.10% by balance
Credit union · 3 branches
1.10%APY$110 a year on $10,000Requirements
Product: Minimum balance $1,000. Three free withdrawals at no charge; maximum of six withdrawals per month with a $25 fee after the third withdrawal. Minimum deposit or withdrawal of $500.
Offer: Dividends compounded and credited monthly. Minimum balance of $1,000 required to open account and earn stated APY.
1.09% interest rate
Rate by balance
Rate by balance for High-Yield Savings Balance APY $1,000 – $25,000Your amount 1.10% $25,000 – $50,000 1.20% $50,000 – $100,000 1.35% $100,000 – $250,000 1.50% $250,000 – $500,000 1.65% $500,000 – $1,000,000 1.90% $1,000,000 and up 2.10% Rate checked
More details - Lake Michigan Credit UnionMax Money MarketMax Money Market · $0 min · 1.00%–3.90% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: A member savings account with a $5 minimum balance is required to establish and maintain membership. No minimum deposit and no monthly fees. Includes check-writing access. Interest is accrued daily and paid monthly. Variable rates subject to change after account opening.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.90% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Must maintain a minimum daily balance of $100 to obtain the disclosed APY. No minimum deposit to open.
Offer: Must maintain a minimum daily balance of $100 to obtain disclosed APY.
0.99% interest rate · Effective Oct 5, 2026
Rate checked
More details - United Financial Credit UnionMoney Maker PLUS Savings AccountSavings · $1,000 min · 0.90%–2.20% by balance
Credit union · 6 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Requires e-Statements and an active debit card to earn special rates. Minimum balance of $1,000 required to earn stated APY.
Offer: Requires e-Statements and active debit card. Applies to average daily balance tier of $1,000 to $49,999.99.
Qualified rate · 0.90% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Money Maker PLUS Savings Account Balance APY $1,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.70% $100,000 – $500,000 1.90% $500,000 and up 2.20% Rate checked
More details - United Financial Credit UnionMoney Maker PLUS Savings AccountMoney Maker PLUS Savings Account · $1,000 min · 0.90%–2.20% by balance
Credit union · 6 branches
0.90%APY$90 a year on $10,000Requirements
Product: Opt for digital E-statements and a debit card over paper checks to unlock better rates.
Offer: Minimum balance to earn APY: $1,000.
0.90% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Money Maker PLUS Savings Account Balance APY $1,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.70% $100,000 – $500,000 1.90% $500,000 and up 2.20% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Every $25 deposited earns prize entries, capped at 100 per month. Prize drawings described; Florida openers/primary Florida-branch transactors ineligible to win. Minimum opening balance is $25.00; minimum balance to earn dividends is $0.00. Dividends compounded and credited monthly.
Offer: 12-Month $0.00 - $24,999.99. Minimum opening balance $25.00; minimum balance to earn dividends $0.00.
0.75% interest rate
Rate by balance
Rate by balance for Save To Win Balance APY Up to $25,000Your amount 0.75% $25,000 and up12-Month $25,000.00 and over. 0.10% Rate checked
More details - United Financial Credit UnionMoney Maker Savings AccountSavings · $100 min · 0.65%–1.05% by balance
Credit union · 6 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered rate savings account where the rate for a tier applies to the entire balance. Minimum balance of $100 required to earn stated APY.
Offer: Rate applies to average daily balance tier of $100.00 to $2,499.99.
0.65% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Money Maker Savings Account Balance APY $100 – $2,500 0.65% $2,500 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 0.95% $100,000 and up 1.05% Rate checked
More details - United Financial Credit UnionMoney Maker Savings AccountMoney Maker Savings Account · $100 min · 0.55%–1.05% by balance
Credit union · 6 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered rate account. Dividend rate varies by balance.
Offer: Minimum balance to earn APY: $100.
0.65% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Money Maker Savings Account Balance APY $100 – $2,500 0.55% $2,500 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 0.95% $100,000 and up 1.05% Rate checked
More details - Members First Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.55%–4.00% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Dividends are determined based on a tiered rate method; the interest rate paid on the entire balance in your money market account will be determined by the tier in which your current balance resides. Dividends are calculated by the daily balance method and credited on the last day of each month. Rates are variable and may change after the account is opened. No minimum balance, monthly service charge, or early withdrawal penalty.
Offer: Entire balance earns tier rate based on balance residing in tier.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 4.00% $500 – $1,000 1.75% $1,000 – $10,000Your amount 0.55% $10,000 – $25,000 1.01% $25,000 – $50,000 1.26% $50,000 – $100,000 1.51% $100,000 – $200,000 1.76% Over $200,000 2.02% Rate checked
More details - Health Advantage Credit UnionMONEYPlus AccountSavings · $2,500 min · 0.50%–2.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered APY based on balance. Stated tier dividend rate applies to entire balance within tier. Minimum opening deposit $2,500.
Offer: 0.500% APY for balances $2,500\u2013$24,999.
0.49% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for MONEYPlus Account Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $99,999 1.00% $100,000 – $249,999 1.75% $250,000 – $499,999 2.00% $500,000 and up 2.25% Rate checked
More details - Lake Huron Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.51% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 0.50% $20,000 – $50,000 0.75% $50,000 – $75,000 1.01% $75,000 – $150,000 1.36% $150,000 and up 1.51% Rate checked
More details - Isabella BankMoney Market AccountMoney Market Account · $1,000 min · 0.10%–1.65% by balance
Bank · 5 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest rates with direct check writing, free digital banking, and mobile banking. Rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Fees may reduce earnings.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $200,000 1.30% $200,000 and up 1.65% Rate checked
More details - Financial Plus Credit UnionHigh Yield Plus Money MarketHigh Yield Plus Money Market · $1,500 min · 0.00%–1.00% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: $1,500 to open and receive dividend. No monthly fees. Dividends are tiered to offer higher rates for larger balances and paid monthly on daily balance.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Plus Money Market Balance APY Up to $1,500 0.00% $1,500 – $14,999Your amount 0.40% $15,000 – $24,999 0.60% $25,000 – $49,999 0.80% $50,000 – $99,999 1.00% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Saginaw, MI metro
87 accounts at 22 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 2.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Saginaw, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dow Credit UnionCredit union · 1 branch
- United Financial Credit UnionCredit union · 6 branches
- Lake Huron Credit UnionCredit union · 2 branches