Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Port Townsend, WA metro
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First Fed BankFirst Rate Money MarketFirst Rate Money Market · $1,000 min · 0.01%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Rates may change after account is opened. $15 early closing fee if closed within 90 days.
Offer: Minimum deposit to earn APY is $0.00. Compounded daily.
0.01% interest rate · Compounded daily · Effective Oct 19, 2026
Rate by balance
Rate by balance for First Rate Money Market Balance APY Up to $1,000 0.01% $1,000 – $10,000Minimum deposit to earn APY is $1,000.00. 0.05% $10,000 – $50,000Your amountMinimum deposit to earn APY is $10,000.00. 0.05% $50,000 – $100,000Minimum deposit to earn APY is $50,000.00. 0.10% $100,000 and upMinimum deposit to earn APY is $100,000.00. 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Limit of one Rewards Savings account per tax reporting owner (TRO). Account must be paired with an open Rewards Checking or Cash Back Checking account to qualify for premium savings APY. If rewards qualifications are not met, the entire balance earns the non-qualifying APY. $15 early closing fee if closed within 90 days of opening. No monthly maintenance fee.
Offer: Non-qualifying balances if rewards qualifications are not met; simple interest.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - Heritage BankCascade Money MarketCascade Money Market · $1,000 min · 0.03%–0.30% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,0000.03% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Cascade Money Market Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.08% $50,000 – $75,000 0.10% $75,000 – $100,000 0.15% $100,000 – $500,000 0.23% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Second chance prize-linked savings account. Available only to members age 18 and above. Minimum $25 opening balance. Each $25 saved earns entries into prize drawings (up to 10 entries per month). Dividends declared/paid monthly on average daily balance.
Offer: Available only to members age 18 and older. Average daily balance must be $100 or higher to earn dividends.
0.05% interest rate · Effective Jul 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Peninsula Credit Union membership account. Requires a $5 balance to open and maintain. Dividends calculated on average daily balance and declared/paid monthly. Balance must be $100 or higher ($5 for members under 18) to earn dividends.
Offer: Average daily balance must be $100 or higher to earn dividends ($5.00 for accounts held by members under 18 years of age). Below this balance, no dividends are earned.
0.05% interest rate · Effective Jul 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Monthly maintenance fee of $10 is waived by maintaining a minimum daily balance of at least $300. Interest compounded and credited monthly using daily balance method.
Offer: $10 monthly fee waived by maintaining a minimum daily balance of $300.
$10 monthly fee · Effective Nov 18, 2023
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Maintain a $300 minimum daily balance in the account to avoid the $3 monthly maintenance fee. Interest is compounded daily and paid monthly.
Offer: Maintain a $300 minimum daily balance to avoid the monthly maintenance fee. Applies to all balances.
0.04% interest rate · Compounded daily · $3 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Maintain a $2,500 minimum daily balance in the account to avoid the $10 monthly maintenance fee. Interest is compounded daily and paid monthly.
Offer: Maintain a $2,500 minimum daily balance to avoid the monthly maintenance fee.
0.04% interest rate · Compounded daily · $10 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Peak Savings Balance APY Up to $5,000 0.04% $5,000 – $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $75,000 0.06% $75,000 – $100,000 0.06% $100,000 – $500,000 0.10% $500,000 and up 0.15% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: $25 minimum opening balance and $25 minimum average daily balance to earn dividends.
Effective Oct 22, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Primary share savings account provided with Kitsap Credit Union membership.
Offer: $25 minimum average daily balance to earn dividends.
Effective Oct 22, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $5 monthly maintenance fee is waived with $100 minimum daily balance (if balance at assessment is less than $5, fee charged is balance less $0.01). For minors, open with $1 and no monthly maintenance fee. $15 early closing fee if closed within 90 days of opening. Non-First Fed ATM withdrawal fee $2.50 (waived at MoneyPass ATMs).
Offer: Daily compounding; APY based on a balance of $100.00; no minimum balance to earn APY; monthly maintenance fee of $5 waived with $100 minimum daily balance.
0.03% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Port Townsend, WA metro
38 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.12%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.05%
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Port Townsend, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Fed BankBank · 1 branch