Best high-yield savings rates

Requirements

Product: Interest rate is variable and may change after account opening. Fees may reduce earnings. Minimum balance requirement and opening deposit waived for minors (17 and under) and seniors 65 years of age or older.

Offer: $3 monthly service fee applies if balance falls below $50; balance requirements and minimum opening deposit are waived for minors (17 and under) and seniors 65 years of age or older. Interest rate is variable and may change after opening. Fees may reduce earnings.

Requirements

Product: Earn interest daily. Interest credited quarterly. Quarterly statements. $5.00 monthly service charge if average daily balance is under $100 (individuals 22 years old or younger are exempt upon notification of date of birth).

Offer: Fee waived if average daily balance is $100 or more, or if individual is 22 years old or younger upon notification of date of birth.

Requirements

Product: $2 quarterly service charge if average daily balance is below $100; waived with $100 average daily balance or monthly direct deposit. Minimum average daily balance to obtain APY is $100. Interest rate may change after account is opened; fees can reduce earnings.

Offer: Minimum average daily balance of $100 to obtain APY. $2 quarterly service charge if average daily balance below $100, waived with $100 average daily balance or monthly direct deposit.

Requirements

Product: Must be paired with Kasasa Cash or Kasasa Cash Back account. To qualify for reward rates, complete at least 12 debit card purchases that post and settle, enroll in and receive e-statements, and enroll in and log into online banking during each monthly qualification cycle. Non-qualifying balances earn 0.03% APY. Stated rates are variable and may change after account is opened. Limit 1 account per SSN.

Offer: Rate applied to all balances if monthly qualifications are not met.