Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Phoenix, AZ metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Required to establish membership. Low balance fee of $5.00 applies if balance is less than $5 for > 6 months; early closure fee of $5.00 within 3 months of opening.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 minimum opening deposit requirement opens account and establishes credit union membership. $50.00 minimum balance required to earn dividends.
Offer: $50.00 minimum daily balance required to earn APY/dividends.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - OneAZ Credit UnionStar High Yield Money MarketStar High Yield Money Market · $0 min · 0.10%–1.00% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: All deposited funds earn the rate for the tier.
Offer: All deposited funds earn the rate for the tier.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Star High Yield Money Market Balance APY Up to $75,000Your amount 0.10% $75,000 and up 1.00% Rate checked
More details - OneAZ Credit UnionSavers Advantage Money MarketSavers Advantage Money Market · $1,000 min · 0.10%–0.50% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance to open account is $1,000. All deposited funds earn the rate for the tier.
Offer: All deposited funds earn the rate for the tier.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savers Advantage Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at Copper State CU. Requires a $5 minimum balance. Rates are subject to change after opening.
Offer: Minimum $5.00 deposit is required to open. Rates are subject to change after the account is opened. Fees may reduce earnings.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Southwest Airlines Federal Credit UnionMembership Savings AccountSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Grants full SWACU membership. Must maintain a minimum balance of $5. Dividends are earned on balances of $100 or more (earned daily, credited quarterly). Optional paper statements cost $3/month (members under 18 or over 70 exempt).
Offer: Compounded quarterly. Dividends are earned on balances more than $100.
Compounded quarterly · No monthly fee · Effective Aug 24, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Farmers Insurance Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250; withdrawals can be made by check, phone, email, or online. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99.
Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details - SunWest Credit Union of ArizonaSecondary Savings (Sub-Accounts)Savings · $0 min
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Multiple accounts available for specific goals, expenses, or milestones.
Offer: Variable dividend rate and APY subject to change without notice.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Holds $5 membership share. Limit 1 account per member.
Offer: Variable dividend rate and APY subject to change without notice. Holds $5 membership share. No monthly fee.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rate increases at $10,000 level.
Offer: Rate increases at $10,000 level.
0.10% interest rate · Effective Jul 30, 2024
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the areas served. No monthly maintenance fee. Minimum balance of $50 required to earn dividends. Dividends calculated daily and credited quarterly.
0.08% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 53 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 53 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Phoenix, AZ metro
179 accounts at 66 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Phoenix, AZ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 5 branches
- AERO FinancialCredit union · 7 branches
- Goldwater BankBank · 1 branch