Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Palatka, FL metro · Few institutions in Palatka, FL metro: choose a wider area in the filters
- VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Qualifying for Kasasa Cash or Kasasa Cash Back rewards qualifies for highest Kasasa Saver rate. Requires 12 debit card purchases, e-Statements, and online banking log-in per monthly qualification cycle. Limit one account per SSN.
Offer: When qualifications are met in linked Kasasa checking account during monthly qualification cycle.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Jan 1, 2021
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.25% $10,000 and upYour amountWhen qualifications are met in linked Kasasa checking account; APY ranges from 0.25% to 0.16% depending on balance. 0.15%* Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $2 monthly service charge avoided by maintaining a $100 minimum daily balance. Three free withdrawals/transfers per month, $1 each thereafter.
Offer: Maintain $100 minimum daily balance to avoid $2 monthly service charge.
0.10% interest rate · $2 monthly fee
Rate checked
More details - Radiant Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.10%–0.30% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Compounded daily. No monthly service fee.
Offer: Compounded daily.
0.10% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $200,000 0.20% $200,000 and up 0.30% Rate checked
More details - Radiant Credit UnionSpecial ShareSavings · $500 min · 0.05%–0.08% by balance
Credit union · 2 branches
0.08%APY$8 a year on $10,000Requirements
Product: Quarterly compounding. Great for vacation or holiday savings accounts. No limitation as to how many shares can be opened.
Offer: Quarterly compounding.
0.05% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Special Share Balance APY $500 – $10,000 0.05% $10,000 and upYour amount 0.08% Rate checked
More details - Radiant Credit UnionRegular ShareSavings · $500 min · 0.05%–0.08% by balance
Credit union · 2 branches
0.08%APY$8 a year on $10,000Requirements
Product: Quarterly compounding.
Offer: Quarterly compounding.
0.05% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Regular Share Balance APY $500 – $10,000 0.05% $10,000 and upYour amount 0.08% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for VyStar membership. Open with as little as $5 with no monthly service fee. Dividends are calculated daily and compounded and credited monthly on balances of $50 or more.
Offer: Dividends earned on balances of $50 or more.
0.05% interest rate · No monthly fee · Effective Jan 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are calculated daily and compounded and credited monthly on balances of $50 or more.
Offer: Dividends earned on balances of $50 or more.
0.05% interest rate · Effective Jan 22, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Qualifying for Kasasa Cash or Kasasa Cash Back rewards qualifies for highest Kasasa Saver rate. Requires 12 debit card purchases, e-Statements, and online banking log-in per monthly qualification cycle. Limit one account per SSN.
Offer: Base rate earned on all balances when qualifications are not met in linked Kasasa checking account.
Qualified rate · 0.03% interest rate · No monthly fee · Effective Jan 1, 2021
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Palatka, FL metro
13 accounts at 4 banks and credit unions · checked Oct 5–22
- Typical
- 0.08%
- Top 10% from
- 0.14%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.08%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Palatka, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Radiant Credit UnionCredit union · 2 branches