Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Oshkosh, WI metro
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: An active Bank First checking account with direct deposit is required to maintain this account. Limited to 10 debit transactions per statement cycle when statements are monthly and 30 when quarterly. Compounded quarterly at a variable rate.
Offer: Requires Bank First checking with direct deposit.
Qualified rate · 0.00% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Savings Elite Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.41% $100,000 and up 1.66% Rate checked
More details - Fox Communities Credit UnionFox Rewards Money MarketFox Rewards Money Market · $0 min · 1.00%–3.75% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered variable rate account requiring an average daily balance of $15,000 or more during each dividend period. Requires Fox Rewards Checking with same ownership, meeting monthly earning qualifications for checking, eStatements, and valid email address. If qualifications are not met, earnings are reduced. Membership required ($5 Membership Share). No monthly fees.
Offer: Qualifications met: have Fox Rewards Checking with same ownership, meet monthly checking qualifications, enroll in eStatements with valid email.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Fox Rewards Money Market Balance APY Up to $15,000Your amount 1.00% $15,000 – $100,000 3.50% $100,000 – $500,000 3.50% $500,000 – $1,000,000 3.50% $1,000,000 and up 3.75% Rate checked
More details - North Shore BankPremier Money MarketPremier Money Market · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Monthly maintenance fee is $0 or $20; waived with a $15,000 minimum daily balance.
Offer: Monthly maintenance fee waived with a $15,000 minimum daily balance.
1.00% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 1.00% $25,000 – $100,000 1.50% $100,000 – $250,000 2.75% $250,000 – $500,000 3.00% $500,000 and up 3.00% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.75%–3.24% by balance
Credit union · 6 branches
0.99%APY$99 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Qualified rate: Requires bundling with qualifying Verve Optimum Checking with monthly aggregate ACH direct deposits of $1,000+, valid email, and eStatements.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.75% $10,000 – $20,000Your amount 0.99% $20,000 – $40,000 1.49% $40,000 – $75,000 2.24% $75,000 – $125,000 2.75% $125,000 – $200,000 2.99% $200,000 and up 3.24% Rate checked
More details - Capital Credit UnionMoney Market PlatinumMoney Market Platinum · $2,500 min · 0.55%–2.50% by balance
Credit union · 2 branches
0.95%APY$95 a year on $10,000Requirements
Product: No monthly service fee. Dividends compound monthly. Variable rate account subject to change after opening.
Offer: Dividends compound monthly.
0.55% interest rate · No monthly fee · Effective Jan 20, 2026
Rate by balance
Rate by balance for Money Market Platinum Balance APY $2,500 – $5,000 0.55% $5,000 – $15,000Your amount 0.95% $15,000 – $25,000 1.00% $25,000 – $50,000 1.35% $50,000 – $100,000 1.65% $100,000 – $250,000 2.00% $250,000 and up 2.50% Rate checked
More details - Community First Credit UnionAffordable Money MarketAffordable Money Market · $7,500 min
Credit union · 10 branches
0.90%APY$90 a year on $10,000Requirements
Product: Balances falling below $7,500 earn a rate and APY of 0.30%, and incur a $15 monthly service charge.
0.90% interest rate · Effective Oct 5, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - National Exchange Bank & TrustMoney Market AccountMoney Market Account · $0 min · 0.75%–1.86% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Daily balance of $2500 or more.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 0.95% $50,000 – $100,000 1.05% $100,000 – $250,000 1.56% $250,000 and up 1.86% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.50%–2.24% by balance
Credit union · 6 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Non-qualified rate: Applies when not bundled with Verve Optimum Checking or when monthly qualifications are not met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.50% $10,000 – $20,000Your amount 0.75% $20,000 – $40,000 1.00% $40,000 – $75,000 1.49% $75,000 – $125,000 1.75% $125,000 – $200,000 2.00% $200,000 and up 2.24% Rate checked
More details - Bristol Morgan BankConsumer Money MarketConsumer Money Market · $0 min · 0.25%–4.00% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum daily balance to obtain APY is $1,000. Interest rate and APY may change after account opening.
Offer: Minimum daily balance to obtain APY | $1,000. The Interest Rate and Annual Percentage Yield may change after account opening.
0.25% interest rate · Effective Aug 3, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.75% $25,000 – $100,000 1.25% $100,000 – $250,000 1.75% $250,000 – $500,000 2.00% $500,000 and up 4.00% Rate checked
More details - Evergreen Credit UnionMoney ManagerMoney Manager · $2,000 min · 0.45%–1.90% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Individual Accounts only. No institutional or commercial deposits accepted. Membership open to everyone who lives, works, or attends a two or four year college in Winnebago, Outagamie, Calumet, Waupaca, and Waushara counties. Minimum withdrawal $250. Balances less than $2,000 do not earn dividend. Account balance determines tier rate used for monthly dividend calculation.
Offer: Account balance determines tier rate used for monthly dividend calculation. Balances less than $2000 do not earn dividend. $250 minimum withdrawal. Balance to earn APY: $2,000.00.
0.45% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Manager Balance APY $2,000 – $10,000 0.45% $10,000 – $15,000Your amount 0.60% $15,000 – $25,000 1.25% $25,000 and up 1.90% Rate checked
More details - Simplicity Credit UnionMoney Market CheckingMoney Market Checking · $25 min · 0.55%–3.50% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: $25 minimum balance required to earn dividends. Dividends paid monthly. $5.00 monthly fee applies if balance falls under $1,000. No dividend is paid if account is closed prior to dividend pay date.
Offer: $5.00 monthly fee if balance is under $1,000. Dividends paid monthly.
0.55% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $10,000Your amount 0.55% $10,000 – $25,000 0.65% $25,000 – $50,000 1.26% $50,000 – $100,000 1.61% $100,000 – $250,000 2.25% $250,000 – $500,000 3.25% Over $500,000 3.50% Rate checked
More details - 0.50%APY$50 a year on $10,000intro rate
Requirements
Product: Special savings account held until June 30, then funds are automatically transferred to Seed Savings. Dividend credited to account at maturity; accrued dividends are forfeited if account is closed before dividend is paid. A $5.00 penalty fee applies to withdrawals prior to the maturity date.
Offer: No minimum balance required to open; minimum balance to earn APY is $0.01. Dividend credited at maturity. Early withdrawal penalty of $5.00 applies.
Promotional rate · 0.50% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications met: Bundled with qualifying Verve Premier Checking (monthly ACH direct deposits in checking totaling at least $500, valid email address, and enrolled in eStatements). Dividends compounded and paid monthly.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Fox Communities Credit UnionEveryday Money MarketEveryday Money Market · $100 min · 0.50%–2.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered variable rate account requiring a daily balance of $100 or more to earn dividends. Membership required ($5 Membership Share). No long-term time commitment.
0.50% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Everyday Money Market Balance APY $100 – $15,000Your amount 0.50% $15,000 – $100,000 1.00% $100,000 – $500,000 1.50% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oshkosh, WI metro
94 accounts at 27 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.61%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Oshkosh, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Community First Credit UnionCredit union · 10 branches
- Evergreen Credit UnionCredit union · 1 branch
- Capital Credit UnionCredit union · 2 branches