Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Menomonie, WI metro
- Royal Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.40%–3.60% by balance
Credit union · 2 branches
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: To earn qualified APY, must be Tax Reported Owner of a primary base savings account and an eligible Royal checking account with at least $500 in cumulative qualifying direct deposits. Cadence is stated as every 60 days on the product page or every 45 days in footnote 3. One high-yield savings account per Tax Reported Owner. If requirements are not met, non-qualified APY applies. No minimum balance required to open.
Qualified rate · 0.40% interest rate
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $10,000 0.40% $10,000 – $100,000Your amount 3.40% $100,000 – $250,000 3.60% Over $250,000 1.75% Rate checked
More details - 3.30%APY$330 a year on $10,000
Requirements
Product: Special savings account locking funds for 8 months. No minimum opening balance. Substantial penalty for early withdrawal. After 8 months, enters a 10-day grace period to make changes or it re-locks for another 8 months.
Offer: 8 Month term
3.25% interest rate · Effective Feb 2, 2026
Rate checked
More details - Royal Credit UnionSave & Spend Duo SavingsSavings · $0 min · 0.40%–3.00% by balance
Credit union · 2 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Combined with Duo Checking. $5 monthly fee waived when making at least 20 debit card purchases each calendar month and logging in to online or mobile banking at least once every 90 days. Includes Debit Roundup feature. No minimum balance to open or earn APY.
Offer: On the first $10,000
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Feb 23, 2026
Rate by balance
Rate by balance for Save & Spend Duo Savings Balance APY Up to $10,000Your amount 3.00% Over $10,000Amounts over $10,000 0.40% Rate checked
More details - Royal Credit UnionMoney MarketMoney Market · $0 min · 0.80%–3.00% by balance
Credit union · 2 branches
1.35%APY$135 a year on $10,000Requirements
Product: No minimum balance. No monthly maintenance fee. Membership required and account opening upon qualification.
Offer: Minimum balance of $.01 to earn APY. Rates may change after account is opened.
0.80% interest rate · No monthly fee · Effective Jan 26, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.80% $10,000 – $25,000Your amount 1.35% $25,000 – $50,000 1.65% $50,000 – $100,000 1.80% $100,000 – $250,000 2.00% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.00% Rate checked
More details - WESTconsin Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–1.92% by balance
Credit union · 5 branches
1.26%APY$126 a year on $10,000Requirements
Product: Dividends compounded monthly. No minimum deposit or withdrawal amount; unlimited in-person withdrawals and deposits.
0.40% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.76% $100,000 and up 1.92% Rate checked
More details - WESTconsin Credit UnionAchieve Money Market AccountAchieve Money Market Account · $0 min · 1.26%–1.92% by balance
Credit union · 5 branches
1.26%APY$126 a year on $10,000Requirements
Product: $15 monthly fee waived if balance is $25,000 or more. Unlimited deposits of at least $1,000. Up to 3 withdrawals per month of at least $1,000; excess withdrawal fee applies for more than 3 per month.
Offer: $15 fee assessed if balance drops below $25,000. $1,000 minimum deposit and withdrawal. Up to 3 withdrawals per month.
1.25% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Achieve Money Market Account Balance APY Up to $25,000Your amount 1.26% $25,000 and up 1.92% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must link to a free Kasasa Cash or Kasasa Cash Back checking account to open and receive automatic transfer of checking cash rewards/earnings. Limit 1 account per SSN.
Offer: Requires meeting Kasasa Cash or Kasasa Cash Back monthly qualification cycle requirements (e.g. eStatements, online banking logons, direct deposit/ACH or required debit card transactions).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% Over $50,000 0.50%* Rate checked
More details - 0.95%APY$95 a year on $10,000
Requirements
Product: Rates, terms and conditions are subject to change. Fees and withdrawals could reduce earnings. Annual Percentage Yield (APY) assumes that interest will remain on deposit.
0.40% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and up 0.40% $10,000 and upYour amount 0.95% $25,000 and up 1.61% $100,000 and up 2.68% $500,000 and up 2.84% $1,000,000 and up 3.04% Rate checked
More details - Peoples State BankPeoples Preferred SavingsSavings · $1,000 min · 0.00%–3.51% by balance
Bank · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: Tiered interest rates. Interest calculated daily and paid monthly. 6 free withdrawals per month.
0.00% interest rate · No monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Peoples Preferred Savings Balance APY Up to $1,000 0.00% $1,000 – $7,500 0.50% $7,500 – $50,000Your amount 0.90% $50,000 – $100,000 1.21% $100,000 – $200,000 1.51% $200,000 – $500,000 1.76% $500,000 – $1,000,000 2.32% $1,000,000 – $5,000,000 3.20% $5,000,000 and up 3.51% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Interest calculated daily and credited each statement cycle. 6 free withdrawals per month or 18 free withdrawals per quarter; $1 fee per withdrawal in excess thereafter (unlimited via ATM or online banking transfers).
Offer: Ways to avoid $5 monthly fee: Maintain a $100 average daily balance, or consolidate checking and savings accounts to one monthly statement.
0.65% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $5 minimum opening deposit and minimum balance to open Membership account, no minimum balance for additional savings accounts. $0.01 minimum balance to earn APY. Establishes credit union membership.
0.40% interest rate · Effective Jul 1, 2023
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Minimum opening deposit of $5 required to establish credit union membership.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: No minimum balance to open or earn dividends.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Save for future expenses. Earn interest.
Offer: Monthly service charge of $3 applies if balance is below $100. Minimum balance to earn APY is $0. APY assumes interest remains on deposit.
0.35% interest rate · $3 monthly fee · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Menomonie, WI metro
21 accounts at 7 banks and credit unions · checked Oct 16
- Typical
- 0.65%
- Top 10% from
- 3.00%
- Banks, typical
- 0.33%
- Credit unions, typical
- 1.26%
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Menomonie, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- WESTconsin Credit UnionCredit union · 5 branches
- Royal Credit UnionCredit union · 2 branches