Bank · FDIC insured
Dairy State Bank Savings Rates
Dairy State Bank’s best savings rate is 0.95% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Dairy State Bank’s savings rates compare
Compared with banks and credit unions near Menomonie, WI, where Dairy State Bank has the most branches. $10,000, best rate first.
This bank’s best
Dairy State Bank
0.95%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $95
Money Market
Top rate
Royal Credit Union
3.40%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $340
2nd-highest rate
WESTconsin Credit Union
1.26%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $126
Dairy State Bank savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0002.68%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dairy State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.95%APY
Rates, terms and conditions are subject to change. Fees and withdrawals could reduce earnings. Annual Percentage Yield (APY) assumes that interest will remain on deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.40% | $40 |
| $10,000 and up | 0.95% | $95 |
| $25,000 and up | 1.61% | — |
| $100,000 and up | 2.68% | — |
| $500,000 and up | 2.84% | — |
| $1,000,000 and up | 3.04% | — |
Sources (1)
- dairystatebank.com/rates · captured Oct 16, 2026
Personal Savings
0.35%APY
Save for future expenses. Earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service charge of $3 applies if balance is below $100. Minimum balance to earn APY is $0. APY assumes interest remains on deposit.Any balance | 0.35% | $35 | Monthly service charge of $3 applies if balance is below $100. Minimum balance to earn APY is $0. APY assumes interest remains on deposit. |
Special-purpose accounts
Individual Retirement Accounts
2.97%APY · 1 term
Includes Traditional, Roth, and Coverdell IRAs (education). Call a Customer Service Representative for plan options and rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months18-Month Variable IRA. Minimum balance to earn APY is $0. APY assumes interest will remain on deposit. A penalty may be charged for early withdrawal on IRAs. Automatically renews | 2.97% | $449 |
Christmas Club
0.75%APY
Save all year for holiday expenses. Withdrawals not allowed during the term; a penalty may be charged for early withdrawal. Christmas Clubs do not renew. Note: categorized as a checking account for automatic payments/deposits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upNo monthly service charge. Minimum balance to earn APY is $25. Early withdrawal penalty may apply. Does not renew.$25 and up | 0.75% | $75 | No monthly service charge. Minimum balance to earn APY is $25. Early withdrawal penalty may apply. Does not renew. |
Junior Savers
0.35%APY
For 18 years and under.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly service charge. Minimum balance to earn APY is $0. APY assumes interest remains on deposit.Any balance | 0.35% | $35 | No monthly service charge. Minimum balance to earn APY is $0. APY assumes interest remains on deposit. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.