Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lima, OH metro
- 3.95%APY$395 a year on $10,000
Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Term account allowing continuous deposits. APY based on CD rate schedule.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 3 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 3 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Superior Credit UnionMoneyMax Money Market AccountsMoneyMax Money Market Accounts · $2,500 min · 0.00%–2.75% by balance
Credit union · 7 branches
2.25%APY$225 a year on $10,000Requirements
Product: Minimum balance to open MoneyMax account is $2,500.00. Dividends compounded and credited monthly. Balance method based on average daily balance.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for MoneyMax Money Market Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 2.25% $25,000 – $100,000 2.50% $100,000 and up 2.75% Rate checked
More details - The Union Bank CompanyUnion Rewards High InterestSavings · $50 min · 0.35%–2.00% by balance
Bank · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum opening deposit $50. Qualifications apply for higher rates. Rates current as of 11/09/2024.
Offer: Qualifications met. Balance up to $10,000.
1.98% interest rate · Effective Nov 9, 2024
Rate by balance
Rate by balance for Union Rewards High Interest Balance APY Up to $10,000Your amount 2.00% $10,000 – $20,000APY stated as 2.00% to 1.50%. 1.01%* Over $20,000APY stated as 1.50% to 0.37%. 0.35%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - The Union Bank CompanyMoney Market SpecialMoney Market Special · $0 min · 0.50%–1.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000intro rateRequirements
Product: New Money Only; Personal and Business customers.
Offer: New Money Only.
Promotional rate · 0.50% interest rate
Rate by balance
Rate by balance for Money Market Special Balance APY Up to $250,000Your amount 0.50% $250,000 and up 1.00% Rate checked
More details - First National Bank of PandoraFirst Choice Rewards SavingsSavings · $1 min · 0.25%–0.30% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Rates apply when qualifications are met each monthly qualification cycle on First Choice Rewards Checking account; 0.01% APY applies to all balances if qualifications are not met. Limit of 6 withdrawals or transfers per monthly statement period ($10 charge per excess withdrawal/transfer).
Offer: Qualifying rate when First Choice Rewards Checking qualifications are met.
Qualified rate · 0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for First Choice Rewards Savings Balance APY Up to $25,000Your amount 0.30% Over $25,000Qualifying rate (APY range 0.30% - 0.26%) when First Choice Rewards Checking qualifications are met. 0.25%* Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $4.00 monthly service charge waived with a $200.00 minimum average daily balance. Policy limits account to 6 savings withdrawals or transfers per monthly statement period ($10 charge for each excess withdrawal/transfer).
Offer: Monthly service charge of $4.00 is waived with a $200.00 minimum average daily balance.
0.25% interest rate · $4 monthly fee
Rate checked
More details - First National Bank of PandoraHi-Fi Money MarketHi-Fi Money Market · $50 min · 0.25%–2.07% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Monthly Service Charge Waived with a $5,000.00 Minimum Average Daily Balance. Can Write Up to 6 Checks Per Month.
Offer: Monthly Service Charge Waived with a $5,000.00 Minimum Average Daily Balance.
0.25% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Hi-Fi Money Market Balance APY Up to $50,000Your amount 0.25% $50,000 – $100,000 0.50% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.26% $1,000,000 and up 2.07% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance or opening deposit required. Dividends compounded and credited quarterly.
Offer: Non-tiered account with quarterly dividends.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lima, OH metro
33 accounts at 8 banks and credit unions · checked Oct 6–16
- Typical
- 0.06%
- Top 10% from
- 2.20%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
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Lima, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 7 branches