Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Kansas City, MO-KS metro
- FNBOPremier Money MarketPremier Money Market · $1,000 min · 0.08%–0.12% by balance
Bank · 29 branches
0.08%APY$8 a year on $10,000with conditionsRequirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 3 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Electronic statements are required to open and maintain the account. Limit 1 account per social security number. No monthly service charge.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back checking account are met during the Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/payment and at least 10 debit card purchases of $5.00 or more).
Qualified rate · 0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.20% $10,000 and upYour amount 0.06% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 3 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid the $1 monthly service charge by maintaining a $50 minimum daily balance. Free semi-annual eStatements (June and December). 2 free withdrawals per month; $1 fee per withdrawal in excess thereafter.
Offer: Interest earned on entire balance (paid quarterly). Monthly fee waived with $50 minimum daily balance.
0.05% interest rate · $1 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Electronic statements are required to open and maintain the account. Limit 1 account per social security number. No monthly service charge.
Offer: Applies to entire daily balance if qualifications in linked Kasasa checking account are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Simple savings; companion overdraft account for CapFed checking. Unlimited teller transactions. Interest compounded daily and credited last day of each calendar quarter. Transaction limits apply.
Offer: Table tier Below $99.99; disclosure states if daily balance is less than $100.00, rate is 0.00% APY. No monthly service charge when a $100 average daily balance is maintained; regular monthly fee amount not stated.
0.00% interest rate · Compounded daily · Effective Oct 22, 2026
Rate by balance
Rate by balance for Passcard Savings Balance APY Up to $100 0.00% $100 and upYour amount$100 and above to earn stated APY. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per SSN. $100.00 minimum opening deposit. Monthly direct deposit or ACH auto debit, online banking enrollment, and electronic statements are required. No recurring monthly service charges or fees to open or close.
Offer: Earned on all balances in Kasasa Saver if qualifications are not met.
Qualified rate · No monthly fee · Effective Jan 7, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free eStatements sent semi-annually (June and December). 2 free withdrawals per month; $1 fee per withdrawal in excess thereafter. Avoid the $1 monthly service charge by maintaining a $50 minimum daily balance.
Offer: Interest paid quarterly. $1 monthly service charge waived with a $50 minimum daily balance.
0.05% interest rate · $1 monthly fee
Rate checked
More details - Community Bank of Pleasant HillMoney Market AccountMoney Market Account · $25 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest compounded monthly. Monthly service fee of $10 is waived by maintaining a $1,000 minimum daily balance. Six free transfers or withdrawals per monthly cycle; $10 fee per excess transfer thereafter. Unlimited in-person transfers and withdrawals. Paper statements delivered by mail are $4.00 per statement (fee waived if daily balance is at least $10,000 each day of the statement cycle).
Offer: Avoid $10 monthly service fee by maintaining a $1,000 minimum daily balance. Limited to 6 preauthorized/electronic/check transfers per monthly cycle.
0.05% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 0.10% $50,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account with automatic transfer of earnings. Receipt of electronic statements is required to open and maintain the account.
Offer: Applies to entire daily balance if qualifications on linked Kasasa checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Super Cash Checking with automatic transfers of Super Cash earnings. Receipt of electronic statements is required to open and maintain the account.
Offer: Applies to entire daily balance if qualifications in linked Super Cash account are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas City, MO-KS metro
254 accounts at 92 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches