Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Jefferson City, MO metro
- 0.50%APY$50 a year on $10,000
Requirements
Product: Earn Dividends: $25 Average Daily Balance. Dividends: Paid Quarterly. Direct Deposit Available.
Offer: Earn Dividends: $25 Average Daily Balance; Dividends paid quarterly; Rates subject to change without notice; Rate listed reflects the rate given on the last dividend declaration date
Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Offer: Requires opening savings at the same time as checking (in conjunction with a new account) and setting up a minimum $10.00 automatic recurring transfer from checking to savings each statement cycle.
Qualified rate · 0.40% interest rate · Effective Feb 27, 2017
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest is calculated by the daily balance method and is compounded and credited semiannually. Transfers to another account or third parties by automatic or telephone transfer are limited to 6 per month with no transfers by check, draft, or debit card.
Offer: Interest compounded and credited semi-annually.
0.40% interest rate · Effective Feb 13, 2026
Rate checked
More details - Sullivan BankElite Money MarketElite Money Market · $2,500 min · 0.35%–3.50% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Offer: Balances below $200,000
Effective Jan 13, 2023
Rate by balance
Rate by balance for Elite Money Market Balance APY Up to $200,000Your amount 0.35% $200,000 and up 3.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: There is a $1.00 share requirement for each member number that will be held in your regular share account for as long as the account is open. Dividends are credited and compounded quarterly. Rates are variable and determined by credit score and Board of Directors.
Offer: Last declared dividend rate: 0.25%. Dividends compounded quarterly. Rate subject to credit approval and credit score.
0.25% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are credited and compounded quarterly. Rates are variable and determined by credit score and Board of Directors.
Offer: Last declared dividend rate: 0.25%. Dividends compounded quarterly. Rate subject to credit approval and credit score.
0.25% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Heritage Community BankHERITAGE Savings AccountsSavings · $0 min · 0.15%–0.25% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Interest compounds daily and is paid quarterly, calculated on the average daily balance. Dormant account fee of $5.00 per statement cycle applies if account is inactive for 365 days with balance of $200.00 or less.
0.15% interest rate
Rate by balance
Rate by balance for HERITAGE Savings Accounts Balance APY Up to $5,000 0.15% $5,000 – $20,000Your amount 0.20% Over $20,000 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Offer: Default rate when no qualifying transfer occurs.
Qualified rate · 0.20% interest rate · Effective Feb 27, 2017
Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - Heritage Community BankHERITAGE Money Market AccountsHERITAGE Money Market Accounts · $1,000 min · 0.15%–0.40% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum opening balance of $1,000.00. A service charge of $10.00 is imposed every statement cycle if the average daily balance falls below $1,000.00. Interest is calculated on the average daily balance and paid monthly. Restricted to 6 transactions per month. First box of checks free (limited styles).
Offer: A monthly service charge of $10.00 applies if the average daily balance falls below $1,000.00. Interest calculated on average daily balance and paid monthly. Restricted to 6 transactions per month.
0.15% interest rate · $10 monthly fee
Rate by balance
Rate by balance for HERITAGE Money Market Accounts Balance APY Up to $10,000Your amount 0.15% $10,000 – $20,000 0.15% $20,000 – $50,000 0.20% Over $50,000 0.40% Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: With a $200 balance or more, there is no monthly fee; balances of $200 or less have a $2 per month fee.
Offer: Interest earned on all balances. Monthly fee waived with $200 balance or more.
$2 monthly fee
Rate checked
More details - Sullivan BankMoney Market CheckingMoney Market Checking · $2,500 min · 0.05%–0.40% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: APY assumes monthly compounding and is calculated using the daily balance method.
Offer: Under $2,500
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.05% $2,500 – $9,999$2,500-$9,999 0.10% $10,000 – $24,999Your amount$10,000-$24,999 0.10% $25,000 – $49,999$25,000-$49,999 0.15% $50,000 – $99,999$50,000-$99,999 0.35% $100,000 and up$100,000 & over 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jefferson City, MO metro
38 accounts at 14 banks and credit unions · checked Oct 16–17
- Typical
- 0.33%
- Top 10% from
- 2.07%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.50%
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Jefferson City, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- Conservation Employees Credit UnionCredit union · 1 branch
- Multipli Credit UnionCredit union · 4 branches