Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Houston, TX metro
- 0.22%APY$22 a year on $10,000
Requirements
Product: Minimum opening balance of $25. Minimum balance to earn dividends is $25. Dividends compounded and credited quarterly (calendar).
0.22% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Service charge waived with a $500 minimum daily balance. Pair with b1BANK personal checking account. Withdrawals: 4 fee-free per statement cycle ($5 each after that). Free eStatements ($3 for paper).
Offer: Default rate without activity in a related checking account. Variable rate. $5 monthly service charge waived with $500 minimum daily balance.
Qualified rate · 0.20% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Listed under Legacy Products. $2,500 minimum balance required to earn stated APY and to avoid maintenance fee.
Offer: $2,500 minimum balance required to earn stated APY and to avoid maintenance fee. Maintenance fee assessed if account balance falls below minimum requirement at any time during the month.
0.19% interest rate · $10 monthly fee
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More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 6, 2026
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More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 6, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 deposit establishes lifetime membership and represents one share of ownership in the credit union, which must be maintained as long as you are a member of the credit union. No monthly fee. This savings account can be linked as an overdraft source for your checking account. Dividends are paid and compounded monthly on daily balance. Quarterly statements are provided showing all transactions and dividends earned.
Offer: Dividends paid monthly. Minimum balance to earn APY is $5. Opening minimum balance is $5. No monthly fee.
0.20% interest rate · Compounded monthly · No monthly fee · Effective Oct 16, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires $5 minimum deposit to open and maintain membership.
0.20% interest rate
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required. Compounded and credited monthly. Daily balance computation method. Minimum balance to earn disclosed APY is $100. No monthly fees.
Offer: Minimum balance required to earn the disclosed APY is $100. Dividend rate is 0.20%.
No monthly fee · Effective Oct 6, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable-rate account; rate may change after account is opened. Fees could reduce earnings. Access online, at any location, or via ATM. Membership required.
0.20% interest rate · Effective Jul 8, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum $5 balance required. Can be opened for $5 to establish membership. Earns dividends monthly. No service charges.
Offer: Dividend rate calculated on an average daily balance. Paid and compounded monthly. $5 minimum balance.
0.20% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 16–23
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch