Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–22 results in Hays, KS metro
- Credit Union of AmericaSpecial PurposeSavings · $25 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum $25 to open. Average daily balance of $100 must be maintained to earn dividends. Dividends paid monthly.
Offer: Average daily balance of $100 must be maintained to earn dividends. Dividends paid monthly.
0.00% interest rate · Effective May 5, 2026
Rate by balance
Rate by balance for Special Purpose Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Heartland Credit Union membership account; required before opening any other HCU account. Open to individuals living, working, worshipping, or paid in eligible Kansas counties, family members, and select employee/association groups.
Offer: Dividends paid on balances over $100.
No monthly fee
Rate checked
More details - Equity BankChrome Money MarketChrome Money Market · $1,000 min · 0.05%–2.01% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money.
Promotional rate · Compounded monthly
Rate by balance
Rate by balance for Chrome Money Market Balance APY Up to $24,999Your amount 0.05% $25,000 – $100,000 0.50% $100,000 and up 2.01% Rate checked
More details - Heartland Credit UnionMoney MarketMoney Market · $10,000 min · 0.05%–2.25% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Membership required. Minimum balance of $10,000 required to earn dividends. Up to 6 withdrawals per month, including checks. Can be opened as a Trust account.
Offer: Membership required. Rates subject to change daily.
Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 1.00% $50,000 – $99,999 1.10% $100,000 – $249,999 1.50% $250,000 – $499,999 1.70% $500,000 – $999,999 2.00% $1,000,000 and up 2.25% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $5.00 is waived with a $300 minimum daily balance or at least one monthly electronic deposit of $25 or more, and waived for the first 60 days after account opening. Up to 3 free withdrawals/transfers per month ($2.00 each thereafter). Annual deposit rewards available for 11 consecutive monthly deposits and 4 or fewer withdrawals per year.
Offer: No minimum balance required to earn stated APY. Rate may change after account is opened. Monthly service fee of $5.00 waived with $300 daily balance or at least one monthly electronic deposit of $25+, and waived for first 60 days after opening. Free paperless statements; $3.00/month for paper statements.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee of $12 is waived if a $5,000 minimum daily balance is maintained for the monthly cycle.
Offer: Monthly service fee of $12 waived with $5,000 minimum daily balance.
$12 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
Offer: Base rate earned on all balances when linked checking account monthly qualifications are not met.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Sep 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hays, KS metro
22 accounts at 9 banks and credit unions · checked Oct 16
- Typical
- 0.30%
- Top 10% from
- 2.45%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.23%
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Hays, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Credit Union of AmericaCredit union · 1 branch
- Heartland Credit UnionCredit union · 1 branch