Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–51 results in Gainesville, FL metro
- MIDFLORIDA Credit UnionHigh Five SavingsSavings · $100 min · 0.01%–5.00% by balance
Credit union · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Available exclusively online. Limit one account per primary member. Pays blended APY across tiers. $10 monthly fee waived with a $100 average daily balance.
Offer: Blended rate structure. Monthly fee of $10 waived with a $100 average daily balance.
4.89% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for High Five Savings Balance APY Up to $2,000 5.00% Over $2,000Your amount 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee if you maintain a $50 average daily balance.
Offer: $0 monthly maintenance fee if a $50 average daily balance is maintained.
0.01% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - Truist BankTruist One Money Market AccountTruist One Money Market Account · $50 min
Bank · 5 branches
0.01%APY$1 a year on $10,000Requirements
Product: Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
Offer: Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more.
0.01% interest rate · $12 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: For individuals ages 18 and older. Quarterly fee of $13 (maintain $500 daily balance to waive). $6 charge per withdrawal over 9 per quarter including in-person withdrawals. Interest compounded daily and credited quarterly.
Offer: Earn interest on daily balances > $1,000.
Compounded daily · Effective Oct 25, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Gainesville, FL metro
51 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.40%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.15%
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Gainesville, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Suncoast Credit UnionCredit union · 1 branch
- Radiant Credit UnionCredit union · 7 branches
- Self-Help Credit UnionCredit union · 2 branches