Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Dalton, GA metro
- 3.40%APY$340 a year on $10,000with conditions
Requirements
Product: Must be paired with an active FirstBank CD with a term of 6 months or greater.
Offer: Earn 3.40% APY on balances up to $50,000 when paired with an active FirstBank CD with a term of 6 months or greater. $5 monthly service charge if balance falls below $50 at any given time (or any day of the statement cycle). Interest credited on balances of $0.01 and above.
Qualified rate · Balance cap $50,000 · $5 monthly fee
Rate checked
More details - 3.15%APY$315 a year on $10,000
Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $25,000, with monthly net deposit(s) of $100+. Minimum balance to earn dividend is $0.01.
3.11% interest rate
Rate checked
More details - 2.58%APY$258 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Reward rate. Requires meeting FirstRewards Checking requirements: same primary account holder on FirstRewards Checking and FirstRate Money Market, 10 settled debit card POS transactions per qualification period (ATM transactions excluded), monthly electronic statements (eStatements), and 1 monthly ACH debit or ACH credit. Rate moves with WSJ Prime Rate (minimum 0.10% APY change per 0.25% change in WSJ Prime). $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · 2.55% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Tennessee Valley Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 2.50%–3.10% by balance
Credit union · 2 branches
2.55%APY$255 a year on $10,000Requirements
Product: Limited to 6 free withdrawals or transfers per statement period; $3 fee for each transaction exceeding these limits. $15 monthly service fee waived with $2,500 minimum balance.
Offer: Monthly service charge of $15 is waived with a $2,500 minimum balance. Limited to 6 free withdrawals/transfers per statement period ($3 fee per excess transaction).
2.47% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $9,999 2.50% $10,000 – $24,999Your amount 2.55% $25,000 – $49,999 2.70% $50,000 – $99,999 2.95% $100,000 – $149,999 3.00% $150,000 – $199,999 3.05% $200,000 and up 3.10% Rate checked
More details - Georgia United Credit UnionHigh Earning SavingsSavings · $100 min · 0.10%–1.75% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.
0.10% interest rate
Rate by balance
Rate by balance for High Earning Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 1.75% Rate checked
More details - FirstBankConsumer Fed Funds Money MarketConsumer Fed Funds Money Market · $100 min · 1.56%–3.15% by balance
Bank · 2 branches
1.56%APY$156 a year on $10,000Requirements
Product: Variable-rate tiered account tied to the Effective Federal Funds Rate. $10 monthly service charge is waived with a minimum balance of $100,000 or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account. Includes six free withdrawals per statement cycle.
Offer: Tier 1: Entire daily balance of $0.01-$99,999.99 earns up to 1.56% APY. $10 monthly fee waived with a minimum balance of $100,000 or with an Essential Checking account.
$10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Consumer Fed Funds Money Market Balance APY Up to $100,000Your amount 1.56% $100,000 and up 3.15% Rate checked
More details - COMTRUST Federal Credit UnionCOMTRUST Money Market AccountCOMTRUST Money Market Account · $2,500 min
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are paid monthly based on account balance; Annual Percentage Yield is based on monthly compounding. Minimum balance required to open is $2,500.
Offer: Annual Percentage Yield is based on monthly compounding; dividends paid monthly.
1.00% interest rate
Rate checked
More details - FirstBankMoney Market TieredMoney Market Tiered · $2,500 min · 0.00%–0.75% by balance
Bank · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered interest rate account. $10 minimum balance fee imposed every month the daily balance falls below $2,500.00. Six free withdrawals or transfers per statement cycle ($2 per transaction over 6). Applicant must be 18 years of age or older.
Offer: Tier 1: Daily balances of $0.00 to $2,499.99 earn 0.00% interest rate and 0.00% APY. Monthly fee of $10 applies if daily balance falls below $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Tiered Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $100,000Your amount$10 fee waived if daily balance remains at or above $2,500.00. 0.65% $100,000 – $250,000$10 fee waived if daily balance remains at or above $2,500.00. 0.70% $250,000 and up$10 fee waived if daily balance remains at or above $2,500.00. 0.75% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes membership with TVFCU. $1 fee for each paper statement for members aged 18 to 65 (avoidable by enrolling in eStatements).
Offer: Competitive dividends on entire balance.
0.30% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member with Prime Share account. Dividends compounded and credited quarterly. Minimum opening deposit is $5.00. No monthly maintenance fee to avoid service charge stated. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Deposits of $0.01 to $99.99.
0.10% interest rate
Rate checked
More details - Georgia United Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Maintain $1,000 daily balance for no monthly fee. Dividends compounded monthly. Rates may change every Dividend Period.
Offer: Balance tier: $0.01 - $9,999.99
0.10% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 0.50% Rate checked
More details - Georgia United Credit UnionSterling Fund Money MarketSterling Fund Money Market · $1,000 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit to open is $1,000. Must maintain a minimum balance of $1,000.00 to avoid $5.00 monthly fee. Dividends compounded and credited monthly. 3 free withdrawals per month, $2.00 fee per withdrawal thereafter.
Offer: Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.
0.10% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Sterling Fund Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account required for membership. $5 one-time nonrefundable membership fee required. $5.00 minimum balance required to avoid service fee; otherwise $5.00 fee per month (or $5.00 fee per quarter). Dividends compounded and credited quarterly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Deposits of $0.01 - $99.99. Minimum balance to avoid service fees is $5.00.
0.10% interest rate · $5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Applicants must be 18 years of age or older to open an account; applicants under 18 must have an adult co-owner (18 years or older).
Offer: To obtain the disclosed APY, must maintain a minimum average daily balance of $25 each day. Interest credited on balances of $25 and above. Minimum balance fee of $5 imposed every month if the balance falls below $50 any day of the month/statement cycle.
0.05% interest rate · $5 monthly fee · Effective Feb 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Base rate applied to all balances when FirstRewards Checking qualifications are not met or upon closure of the FirstRewards Checking account. $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dalton, GA metro
24 accounts at 7 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.57%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Dalton, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Tennessee Valley Federal Credit UnionCredit union · 2 branches
- COMTRUST Federal Credit UnionCredit union · 1 branch
- Georgia United Credit UnionCredit union · 1 branch