Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–12 results in Cornelia, GA metro · Few institutions in Cornelia, GA metro: choose a wider area in the filters
- 3.15%APY$315 a year on $10,000
Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $25,000, with monthly net deposit(s) of $100+. Minimum balance to earn dividend is $0.01.
3.11% interest rate
Rate checked
More details - MyGeorgia Credit UnionMy Money MarketMy Money Market · $0 min · 0.00%–3.04% by balance
Credit union · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Minimum $2,000.00 balance to earn dividends. First 50 checks free. Subject to withdrawal fee for each account debit after 6 per month. Dividends paid monthly. Rates are variable and may change after account is opened.
Offer: Average daily balance tier $0 - $1,999.99. Rate is 0%.
0.00% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for My Money Market Balance APY Up to $2,000 0.00% $2,000 – $10,000Rate is 2.00%. 2.02% $10,000 – $25,000Your amountRate is 2.25%. 2.27% $25,000 – $75,000Rate is 2.75%. 2.79% $75,000 and upRate is 3.00%. 3.04% Rate checked
More details - Georgia United Credit UnionHigh Earning SavingsSavings · $100 min · 0.10%–1.75% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.
0.10% interest rate
Rate by balance
Rate by balance for High Earning Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 1.75% Rate checked
More details - Peach State Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–2.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Avoid a monthly fee when you maintain a minimum daily balance of $2,500. Variable rate account; rates subject to change.
Offer: Tier I. Avoid monthly fee with a minimum daily balance of $2,500.
0.50% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amountTier II. 1.00% $25,000 – $100,000Tier III. 1.25% $100,000 and upTier IV. 2.25% Rate checked
More details - MyGeorgia Credit UnionShare Savings AccountSavings · $100 min · 0.25%–0.85% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Includes Elite Club. Dividends paid quarterly. Rates are variable and may change after account is opened. Money Market and Share accounts are subject to withdrawal fee for each account debit after 6 per month. ATM card access has $1 fee for each savings withdrawal.
Offer: Quarterly dividend rate.
0.25% interest rate · Effective Dec 31, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $1,000 0.25% $1,000 – $5,000 0.35% $5,000 – $10,000 0.55% $10,000 and upYour amount 0.85% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: An initial deposit of $5 is required to maintain your stake in the credit union, along with a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). Members must maintain a $5 balance to remain a member-owner. A minimum balance of $100 is required to earn dividends, which are paid monthly on the average daily balance.
Offer: Tier I.
0.15% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member with Prime Share account. Dividends compounded and credited quarterly. Minimum opening deposit is $5.00. No monthly maintenance fee to avoid service charge stated. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Deposits of $0.01 to $99.99.
0.10% interest rate
Rate checked
More details - Georgia United Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Maintain $1,000 daily balance for no monthly fee. Dividends compounded monthly. Rates may change every Dividend Period.
Offer: Balance tier: $0.01 - $9,999.99
0.10% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 0.50% Rate checked
More details - Georgia United Credit UnionSterling Fund Money MarketSterling Fund Money Market · $1,000 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit to open is $1,000. Must maintain a minimum balance of $1,000.00 to avoid $5.00 monthly fee. Dividends compounded and credited monthly. 3 free withdrawals per month, $2.00 fee per withdrawal thereafter.
Offer: Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.
0.10% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Sterling Fund Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account required for membership. $5 one-time nonrefundable membership fee required. $5.00 minimum balance required to avoid service fee; otherwise $5.00 fee per month (or $5.00 fee per quarter). Dividends compounded and credited quarterly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Deposits of $0.01 - $99.99. Minimum balance to avoid service fees is $5.00.
0.10% interest rate · $5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cornelia, GA metro
12 accounts at 4 banks and credit unions · checked Oct 22
- Typical
- 0.33%
- Top 10% from
- 2.22%
- Banks, typical
- 0.33%
- Credit unions, typical
- 0.50%
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Cornelia, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 1 branch
- MyGeorgia Credit UnionCredit union · 1 branch
- Georgia United Credit UnionCredit union · 1 branch