Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Chicago, IL-IN metro
- 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Beverly Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 8 branches
2.00%APY$200 a year on $10,000Requirements
Product: Variable rate. Offer subject to change without notice. Requires depositing new money (money not currently held at any WTFC/Wintrust Financial Corporation location) at account opening, and mentioning offer during in-branch opening or visiting URL provided. Available to existing or closed savings account customers of WTFC & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations. $5 monthly maintenance fee avoided with a $200 daily balance.
Offer: Variable rate. Requires new money deposited at account opening and qualifying activities. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Hinsdale Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 17 branches
2.00%APY$200 a year on $10,000Requirements
Product: Open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL, and deposit new money (money not currently held at any Wintrust Financial Corporation location) at opening. Offer available to existing or closed savings account customers of WTFC/Wintrust Financial Corporation & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations.
Offer: Variable rate. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid a $5 monthly maintenance fee. New money only.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.
Offer: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations. Variable rate. Digital access.
Qualified rate · $5 monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000intro rate
Requirements
Product: No minimum to open. $200 daily balance to avoid a $5 monthly maintenance fee. New money only. Variable rate.
Offer: Special promotional APY requires qualifying activities: open new account, mention offer or visit URL, and deposit new money at opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily minimum balance avoids $5 monthly fee. Offer available to existing or closed savings account customers of WTFC/Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.
Promotional rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Libertyville Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 8 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Variable rate. New money only. Interest rate bonus of 0.15% over the current Statement Savings Advanced interest rate available when paired with a Premier Checking account with common ownership.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch account opening or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee. Variable rate. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Qualified rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Old Plank Trail Community Bank, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 16 branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Variable rate. Digital access. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Mention offer or visit URL provided.
Offer: With qualifying activities: deposit new money into new Statement Savings Advanced account at opening and mention offer / visit URL. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee. APY not available at all locations.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at opening. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. $200 daily balance to avoid a $5 monthly maintenance fee.
Offer: With qualifying activities: open new account, mention offer, deposit new money at account opening. $200 daily balance to avoid $5 monthly fee. Variable rate. Minimum daily balance of $0.01 to obtain APY.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Wheaton Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 8 branches
2.00%APY$200 a year on $10,000Requirements
Product: Variable rate. Must open new account, mention offer or visit URL, and deposit new money. $5 monthly maintenance fee waived with a $200 daily balance. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch account opening or visit URL provided, and deposit new money at account opening. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000intro rate
Requirements
Product: Open new Statement Savings Advanced account; mention offer during in-branch opening or visit URL; deposit new money (money not currently held at WTFC/Wintrust Financial Corporation) at account opening. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations.
Offer: With qualifying activities. Variable rate. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid a $5 monthly maintenance fee. New money only.
Promotional rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Barrington Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 9 branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Requires qualifying activities. Must deposit new money at account opening and mention offer or visit provided URL. $5 monthly maintenance fee waived with $200 daily balance. Rate bonus of 0.15% available when paired with Premier Checking with common ownership.
Offer: Requires qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at account opening. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - First Trust Credit UnionMoney Market Plu$Money Market Plu$ · $2,500 min · 1.75%–2.75% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum balance of $2,500 must be maintained to earn dividends. Maximum of 6 withdrawals per month. A $10 monthly service fee applies if the account balance falls below $2,500 on the last day of the month.
Offer: A $10 monthly service fee applies if the balance is below the $2,500 minimum balance on the last day of the month. Minimum balance of $2,500 required to earn dividends.
$10 monthly fee · Effective Mar 2, 2026
Rate by balance
Rate by balance for Money Market Plu$ Balance APY $2,500 and up 1.75% $10,000 and upYour amount 2.00% $25,000 and up 2.25% $50,000 and up 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Scott Credit UnionMoney Market AccountMoney Market Account · 1.80%–2.05% by balance
Credit union · 1 branch
1.95%APY$195 a year on $10,0001.79% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 1.80% $2,500 – $10,000 1.95% $10,000 – $25,000Your amount 1.95% $25,000 – $50,000 2.00% $50,000 and up 2.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches