Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Cadillac, MI metro
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 3 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 3 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Honor BankBayfront Money MarketBayfront Money Market · $5,000 min · 0.30%–3.30% by balance
Bank · 1 branch
2.40%APY$240 a year on $10,000intro rateRequirements
Product: $5,000 minimum to open – business or personal new money. $25.00 monthly maintenance fee if balance falls below $5,000 at any point during statement period. Free eStatements, eNotices, Online Banking & Bill Pay and Mobile Banking. $4 monthly paper statement fee waived with enrollment in e-Statements. Limits certain types of withdrawals/transfers to 6 per cycle; $10 fee for each item over first 6 transactions.
Offer: Funded with new money. $25 monthly maintenance fee if balance falls below $5,000 during statement period.
Promotional rate · $25 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for Bayfront Money Market Balance APY Up to $10,000 0.30% $10,000 – $100,000Your amount 2.40% $100,000 – $250,000 2.80% $250,000 – $1,000,000 3.05% $1,000,000 and up 3.30% Rate checked
More details - Forest Area Federal Credit UnionMoney MarketMoney Market · $0 min · 0.15%–3.70% by balance
Credit union · 4 branches
2.27%APY$227 a year on $10,000Requirements
Product: Forest Area Federal Credit Union membership required. Rates are subject to change after account opening. No monthly or annual fees. Dividends are calculated daily and paid monthly.
Offer: Forest Area Federal Credit Union membership required. Rates are subject to change after account opening.
No monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.15% $2,500 – $24,999Your amount 2.27% $25,000 – $99,999 2.79% $100,000 – $499,999 3.30% $500,000 and up 3.70% Rate checked
More details - Lake-Osceola State BankMoney Market Demand AccountsMoney Market Demand Accounts · $2,500 min · 1.00%–3.56% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: $2,500 minimum balance to open and maintain; tiered rate of interest paid on balances over $2,500; unlimited withdrawals at any LOSB location; pre-authorized withdrawals or transfers limited to six per month per Federal Regulation D.
Offer: Tier applies to balances < $10,000.00; APY based on monthly compounding of interest; interest paid on balances over $2,500.
1.00% interest rate · Effective Aug 14, 2026
Rate by balance
Rate by balance for Money Market Demand Accounts Balance APY Up to $10,000 1.00% $10,000 – $25,000Your amountAPY based on monthly compounding of interest. 1.00% $25,000 – $50,000APY based on monthly compounding of interest. 1.00% $50,000 – $100,000APY based on monthly compounding of interest. 1.00% $100,000 – $250,000APY based on monthly compounding of interest. 1.51% $250,000 – $500,000APY based on monthly compounding of interest. 2.02% $500,000 – $1,000,000APY based on monthly compounding of interest. 2.53% $1,000,000 and upAPY based on monthly compounding of interest. 3.56% Rate checked
More details - West Michigan Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.00% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Tiered rate account. Once a tier is met, the Interest Rate and APY for that tier apply to the full balance on your account. Dividends compounded and credited monthly. Minimum balance required to open is $2,500. Dividends calculated by average daily balance method.
Offer: Once tier is met, rate applies to the full balance.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.40% $50,000 – $149,999 0.50% $150,000 – $299,999 0.75% $300,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge if balance falls below $100. Interest paid quarterly.
Offer: $5 quarterly service charge if balance falls below $100. APY based on quarterly compounding of interest. Fees may reduce earnings.
0.25% interest rate · Effective Aug 14, 2026
Rate checked
More details - Forest Area Federal Credit UnionSub-ShareSavings · $10 min · 0.10%–0.20% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Open up to 15 subsidiary accounts under the main share savings account. No minimum deposit requirements and no minimum balance. Dividends paid quarterly.
Offer: Tier 0 (Base): For Balance Greater Than $10.00 up to $500.00.
0.10% interest rate
Rate by balance
Rate by balance for Sub-Share Balance APY Up to $500 0.10% $500 – $2,500 0.15% $2,500 and upYour amount 0.20% Rate checked
More details - Forest Area Federal Credit UnionShare SavingsSavings · $10 min · 0.10%–0.20% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Base account provided to all members. Requires $10 minimum balance (purchase of one share). Dividends paid quarterly.
Offer: Tier 0 (Base): For Balance Greater Than $10.00 up to $500.00.
0.10% interest rate
Rate by balance
Rate by balance for Share Savings Balance APY Up to $500 0.10% $500 – $2,500 0.15% $2,500 and upYour amount 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends computed on the average daily balance, compounded and credited monthly.
Offer: Minimum opening deposit of $10.00; minimum balance to earn dividends is $5.00.
Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum opening deposit of $1.00; minimum balance to earn dividends is $1.00.
Effective Oct 5, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 3 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: May be used to save for specific purposes (e.g., Cadillac Savings Account suffix 006, Mitchell Account suffix 010, Other Savings suffix 003). Up to 6 sub-savings accounts allowed.
Offer: Minimum balance to earn interest is $100.00. Interest is paid quarterly.
0.05% interest rate · Effective Oct 1, 2024
Rate checked
More details - Wexford Community Credit UnionRegular Share / Savings AccountSavings · $100 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Requires $5.00 minimum share deposit to join and remain a member. Variable rate may change quarterly.
Offer: $100.00 minimum balance required to earn quarterly interest. Dividend rate and APY may change quarterly.
0.05% interest rate · Effective Oct 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cadillac, MI metro
19 accounts at 7 banks and credit unions · checked Oct 16
- Typical
- 0.20%
- Top 10% from
- 3.17%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Cadillac, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Forest Area Federal Credit UnionCredit union · 4 branches