Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bowling Green, KY metro
- 3.40%APY$340 a year on $10,000with conditions
Requirements
Product: Must be paired with an active FirstBank CD with a term of 6 months or greater.
Offer: Earn 3.40% APY on balances up to $50,000 when paired with an active FirstBank CD with a term of 6 months or greater. $5 monthly service charge if balance falls below $50 at any given time (or any day of the statement cycle). Interest credited on balances of $0.01 and above.
Qualified rate · Balance cap $50,000 · $5 monthly fee
Rate checked
More details - 2.58%APY$258 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Reward rate. Requires meeting FirstRewards Checking requirements: same primary account holder on FirstRewards Checking and FirstRate Money Market, 10 settled debit card POS transactions per qualification period (ATM transactions excluded), monthly electronic statements (eStatements), and 1 monthly ACH debit or ACH credit. Rate moves with WSJ Prime Rate (minimum 0.10% APY change per 0.25% change in WSJ Prime). $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · 2.55% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Morgantown Bank & TrustPerformance Money MarketPerformance Money Market · $5,000 min · 1.15%–3.70% by balance
Bank · 6 branches
2.16%APY$216 a year on $10,000Requirements
Product: Interest is paid on the collected balance, with interest rate varying and subject to change daily. Interest does not accrue on days that the balance drops below $5,000. Avoid the $10 monthly service charge by maintaining a $5,000 minimum daily balance. If under 18 years old, must have an adult co-owner on account.
Offer: Avoid the $10 monthly service charge by maintaining a $5,000 minimum daily balance.
1.14% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Performance Money Market Balance APY $5,000 – $10,000 1.15% $10,000 – $100,000Your amount 2.16% $100,000 – $250,000 3.19% $250,000 – $500,000 3.70% $500,000 and up 3.70% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - American Bank & TrustPersonal Money MarketPersonal Money Market · $2,500 min · 1.90%–4.00% by balance
Bank · 6 branches
1.90%APY$190 a year on $10,000Requirements
Product: $2,500 daily balance to avoid a monthly service fee of $10.00. Earned interest when daily collected balance is >= $2,500. Limit of 6 debits/withdrawals per month without a charge; $10.00 fee per debit/withdrawal exceeding six.
1.88% interest rate · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $15,000Your amount 1.90% $15,000 – $25,000 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.20% $100,000 – $300,000 3.55% $300,000 – $1,000,000 3.70% $1,000,000 and up 4.00% Rate checked
More details - FirstBankConsumer Fed Funds Money MarketConsumer Fed Funds Money Market · $100 min · 1.56%–3.15% by balance
Bank · 5 branches
1.56%APY$156 a year on $10,000Requirements
Product: Variable-rate tiered account tied to the Effective Federal Funds Rate. $10 monthly service charge is waived with a minimum balance of $100,000 or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account. Includes six free withdrawals per statement cycle.
Offer: Tier 1: Entire daily balance of $0.01-$99,999.99 earns up to 1.56% APY. $10 monthly fee waived with a minimum balance of $100,000 or with an Essential Checking account.
$10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Consumer Fed Funds Money Market Balance APY Up to $100,000Your amount 1.56% $100,000 and up 3.15% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Must have linked Kasasa Cash or Kasasa Cash Back checking account and meet monthly qualification cycle transactions to earn higher tier rates.
Offer: Qualifying Kasasa Cash/Cash Back account linked and monthly qualification cycle transactions met.
Qualified rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $500,000Your amount 1.50% $500,000 and up 0.10% Rate checked
More details - Autotruck Financial CUMoney MarketMoney Market · $2,500 min · 1.11%–2.53% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Dividends are calculated using a tiered dividend rate based on the daily balance. Dividends are paid monthly and the APY for each tier may change monthly.
Offer: Minimum balance required to earn the stated APY is $2,500.00.
1.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 1.11% $25,000 – $49,999 1.21% $50,000 – $99,999 1.41% $100,000 – $249,999 1.61% $250,000 and up 2.53% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest is earned on the daily balance, accrued daily and compounded quarterly. Maintain a $100 daily balance to avoid a $5 service fee. A $5.00 dormant fee applies if no activity for 365 days (waived if balance >= $500.00).
Offer: Interest compounded quarterly. $5 monthly/quarterly fee if daily balance falls below $100.
1.00% interest rate · Compounded quarterly · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - Liberty FCUMoney Market Share AccountsMoney Market Share Accounts · $1,000 min · 1.00%–4.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires a minimum balance to open. Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. Dividends are established monthly at a rate determined by the Liberty FCU Board of Directors. Fees may reduce earnings.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $1,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.50% $250,000 – $999,999 3.00% $1,000,000 and up 4.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - FirstBankMoney Market TieredMoney Market Tiered · $2,500 min · 0.00%–0.75% by balance
Bank · 5 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered interest rate account. $10 minimum balance fee imposed every month the daily balance falls below $2,500.00. Six free withdrawals or transfers per statement cycle ($2 per transaction over 6). Applicant must be 18 years of age or older.
Offer: Tier 1: Daily balances of $0.00 to $2,499.99 earn 0.00% interest rate and 0.00% APY. Monthly fee of $10 applies if daily balance falls below $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Tiered Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $100,000Your amount$10 fee waived if daily balance remains at or above $2,500.00. 0.65% $100,000 – $250,000$10 fee waived if daily balance remains at or above $2,500.00. 0.70% $250,000 and up$10 fee waived if daily balance remains at or above $2,500.00. 0.75% Rate checked
More details - Southeast Financial Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.50% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Rates may change after account opening at credit union discretion. Fees may reduce earnings. Must meet minimum balance requirement to obtain stated rate. Minimum opening deposit of $2,500 to earn interest.
Offer: Must meet minimum balance requirement to obtain stated rate.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $10,000Your amountMinimum opening deposit of $2,500 required to start earning interest. 0.60% $10,001 – $25,000Minimum opening deposit of $2,500 required to start earning interest. 0.75% $25,001 – $50,000Minimum opening deposit of $2,500 required to start earning interest. 1.00% $50,001 – $75,000Minimum opening deposit of $2,500 required to start earning interest. 1.20% $75,001 – $100,000Minimum opening deposit of $2,500 required to start earning interest. 1.35% $100,001 and upMinimum opening deposit of $2,500 required to start earning interest. 1.50% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Works together with REWARDChecking. Variable interest rate. ATM fee refunds automatically deposited into REWARDSavings.
Offer: Requires meeting monthly REWARDChecking requirements: make 10 debit card purchases of $5 or more, receive monthly eStatements, and have 1 direct deposit or automatic payment. Applies to balances up to $15,000.
Qualified rate · Effective Jun 17, 2020
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bowling Green, KY metro
49 accounts at 15 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.92%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.11%
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Bowling Green, KY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Abound Credit UnionCredit union · 2 branches
- American Bank & TrustBank · 6 branches
- Autotruck Financial CUCredit union · 1 branch