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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Bloomington, IL metro

  1. Top Carrot, Carrot Score 95
    State Farm Federal Credit UnionRepresentative Payee AccountSavings

    Credit union · 1 branch

    4.08%APY$408 a year on $10,000
  2. Top Carrot, Carrot Score 95
    State Farm Federal Credit UnionTrust AccountSavings

    Credit union · 1 branch

    4.08%APY$408 a year on $10,000
  3. Top Carrot, Carrot Score 95
    State Farm Federal Credit UnionShare Savings AccountsSavings · $5 min

    Credit union · 1 branch

    4.08%APY$408 a year on $10,000
  4. Top Carrot, Carrot Score 95
    State Farm Federal Credit UnionEstate AccountSavings

    Credit union · 1 branch

    4.08%APY$408 a year on $10,000
  5. Top Carrot, Carrot Score 95
    State Farm Federal Credit UnionE-SharesSavings

    Credit union · 1 branch

    4.08%APY$408 a year on $10,000
  6. Top Carrot, Carrot Score 87
    IAA Credit UnionPremier Savings (2nd Quarter 2026)Savings · 0.25%–4.00% by balance

    Credit union · 2 branches

    4.00%APY$400 a year on $10,000
  7. INBPower Savings AccountSavings · $50 min

    Bank · 1 branch

    3.45%APY$345 a year on $10,000with conditions
  8. Top Carrot, Carrot Score 87
    CEFCUInsured Money Market Account (IMMA)Insured Money Market Account (IMMA) · $2,500 min · 2.40%–2.70% by balance

    Credit union · 3 branches

    2.40%APY$240 a year on $10,000
  9. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 2 branches

    2.00%APY$200 a year on $10,000with conditions
  10. U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 2 branches

    2.00%APY$200 a year on $10,000with conditions
  11. Top Carrot, Carrot Score 87
    CEFCUMy Use AccountSavings · $5 min · 1.55%–1.65% by balance

    Credit union · 3 branches

    1.65%APY$165 a year on $10,000
  12. Top Carrot, Carrot Score 93
    Illinois State Credit UnionMoney MarketMoney Market · 0.50%–2.11% by balance

    Credit union · 3 branches

    1.65%APY$165 a year on $10,000
  13. Top Carrot, Carrot Score 97
    Bloomington Municipal Credit UnionMoney Market Share AccountsMoney Market Share Accounts · $2,500 min

    Credit union · 1 branch

    1.61%APY$161 a year on $10,000
  14. Land of Lincoln Credit UnionMoney MarketMoney Market · $2,500 min · 1.36%–1.80% by balance

    Credit union · 1 branch

    1.46%APY$146 a year on $10,000
  15. Top Carrot, Carrot Score 87
    IAA Credit UnionPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.43% by balance

    Credit union · 2 branches

    1.41%APY$141 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Bloomington, IL metro

71 accounts at 25 banks and credit unions · checked Oct 6–22

Typical
0.20%
Top 10% from
2.40%
Banks, typical
0.09%
Credit unions, typical
1.41%

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Bloomington, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. State Farm Federal Credit UnionCredit union · 1 branch
  3. U of I Community Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate