Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bangor, ME metro
- Empeople Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.15%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $5,000 0.15% $5,000 and upYour amountLevel 2: All-In Member Pricing (requires 21+ debit or credit card transactions/month and >=$1,500 in direct/mobile deposits within last 31 days). 3.25% Rate checked
More details - Seaboard Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min
Credit union · 1 branch
2.90%APY$290 a year on $10,000Requirements
Product: Dividends are accrued daily and compounded/credited monthly. $25 minimum opening deposit; $2,500 minimum balance to earn APY.
Offer: Minimum balance of $2,500 to earn stated APY. Dividends accrued daily and compounded/credited monthly.
2.86% interest rate · Effective Oct 1, 2026
Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 6 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 6 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - Lincoln Maine FCUMoney MarketMoney Market · $2,500 min · 2.33%–2.84% by balance
Credit union · 1 branch
2.33%APY$233 a year on $10,0002.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $19,999Your amount 2.33% $20,000 – $74,999 2.58% $75,000 and up 2.84% Rate checked
More details - Bangor Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.27%–2.78% by balance
Credit union · 3 branches
2.27%APY$227 a year on $10,000Requirements
Product: Minimum amount to withdraw is $500. 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order; unlimited in-person withdrawals. Dividend rate is paid based on the aggregate balance method. Rates are subject to change after account opening. Fees and withdrawals may reduce earnings.
2.25% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 2.27% $20,000 – $75,000 2.53% Over $75,000 2.78% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Automatic transfers of Kasasa checking rewards. No recurring monthly maintenance fees.
Offer: Qualifications met in linked Kasasa checking account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - University Credit UnionMoney MarketMoney Market · $5,000 min · 0.05%–1.50% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Maximum of three withdrawals per month; dividends calculated by Average Daily Balance method; minimum opening deposit and balance for APY of $5,000.00 stated in Truth-in-Savings disclosures.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 and upYour amount 1.50% Rate checked
More details - The County Federal Credit UnionPremium SavingsSavings · $2,000 min · 1.31%–2.78% by balance
Credit union · 3 branches
1.31%APY$131 a year on $10,000Requirements
Product: Tiered rates depending on deposit balance. Dividends compounded daily and paid monthly. Rates effective October 15, 2026. Rates may change after opening.
1.30% interest rate · Compounded daily · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY $2,000 – $10,000Your amount 1.31% $10,000 – $50,000 1.81% $50,000 – $100,000 2.12% Over $100,000 2.78% Rate checked
More details - Acadia Federal Credit UnionAcadia Star Money MarketAcadia Star Money Market · $2,500 min · 1.01%–2.53% by balance
Credit union · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: Minimum balance $2,500. Compounded daily and credited monthly. Tiered rate account where the dividend rate is based on the tier for which the balance qualifies and applies to the entire account balance.
Offer: Tier 1 ($2,500 - $49,999.99). Rate applies to entire account balance. Compounded daily and credited monthly.
1.00% interest rate · Compounded daily · Effective Oct 15, 2026
Rate by balance
Rate by balance for Acadia Star Money Market Balance APY $2,500 – $50,000Your amount 1.01% $50,000 – $100,000 1.76% $100,000 – $200,000 2.27% $200,000 and up 2.53% Rate checked
More details - Sebasticook Valley Federal Credit UnionMoney Market Shares (Savings)Money Market Shares (Savings) · $2,000 min · 0.75%–2.28% by balance
Credit union · 2 branches
1.01%APY$100 a year on $10,000Requirements
Product: Minimum balance to open this type of account is $2,000. Serves Franklin, Kennebec, Penobscot, Piscataquis, Somerset, and Waldo Counties.
0.75% interest rate · Effective May 23, 2025
Rate by balance
Rate by balance for Money Market Shares (Savings) Balance APY $2,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $50,000 1.01% $50,000 – $100,000 1.01% $100,000 – $250,000 1.16% $250,000 – $500,000 1.26% $500,000 – $750,000 1.51% $750,000 – $1,000,000 2.02% $1,000,000 and up 2.28% Rate checked
More details - Maine Savings Federal Credit UnionRedWallet® SaverSavings · $0 min · 0.75%–2.78% by balance
Credit union · 7 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Give RedWallet Cash or RedWallet Cash Back account a companion. Rewards and ATM refunds sweep into RedWallet Saver. No minimum balance and no monthly fees. Rates depend on meeting RedWallet qualification cycle requirements.
Offer: Qualifications met
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for RedWallet® Saver Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.26% $100,000 – $250,000 2.02% $250,000 and up 2.78% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $0 min · 0.40%–3.40% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.40% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $10,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.55% $10,000 – $20,000Your amountLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.65% $20,000 – $50,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.50% $50,000 – $75,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.55% $75,000 – $100,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.60% $100,000 – $250,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.00% $250,000 – $500,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.30% $500,000 and upLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.40% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.45% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bangor, ME metro
49 accounts at 19 banks and credit unions · checked Oct 3–22
- Typical
- 0.15%
- Top 10% from
- 2.28%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Bangor, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lincoln Maine FCUCredit union · 1 branch
- The County Federal Credit UnionCredit union · 3 branches
- Bangor Federal Credit UnionCredit union · 3 branches