Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Alma, MI metro
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Gratiot Community Credit UnionInvestment SavingsSavings · $2,000 min · 1.61%–2.58% by balance
Credit union · 3 branches
1.61%APY$161 a year on $10,000Requirements
Product: Pays monthly. Rates change the first of each month.
1.60% interest rate
Rate by balance
Rate by balance for Investment Savings Balance APY $2,000 and upYour amount 1.61% $75,000 and up 2.02% $200,000 and up 2.58% Rate checked
More details - GraCo Federal Credit UnionMoney Market Share AccountsMoney Market Share Accounts · 0.00%–3.03% by balance
Credit union · 1 branch
1.56%APY$156 a year on $10,000Requirements
Product: Dividends on Money Market Shares and Share Drafts are computed on the average daily balance in the account and are compounded monthly.
Offer: Under $1,500.00; Rate (A.P.R.) 0.00%
0.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY Up to $1,500 0.00% $1,500 – $5,000Rate (A.P.R.) 1.15% 1.16% $5,000 – $25,000Your amountRate (A.P.R.) 1.55% 1.56% $25,000 – $100,000Rate (A.P.R.) 2.45% 2.47% $100,000 and upRate (A.P.R.) 3.00% 3.03% Rate checked
More details - Michigan One Community Credit UnionMoney Market ManagerMoney Market Manager · $1,000 min · 1.25%–2.85% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Must maintain a balance of at least $1,000 to earn interest and avoid a $10 monthly fee. Up to 6 withdrawals per month by check. Compounding is monthly. Available for member deposits only.
Offer: Maintain a minimum balance of $1,000 to earn interest and avoid a $10 monthly fee.
1.25% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Manager Balance APY $1,000 – $24,999Your amount 1.25% $25,000 – $49,999 1.75% $50,000 – $99,999 2.00% $100,000 – $249,999 2.50% $250,000 and up 2.85% Rate checked
More details - Journey Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,000 min · 0.00%–1.75% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Minimum amount to open is $2,000.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $2,000 0.00% $2,000 – $50,000Your amount 1.15% $50,000 – $150,000 1.35% $150,000 and up 1.75% Rate checked
More details - Isabella BankMoney Market AccountMoney Market Account · $1,000 min · 0.10%–1.65% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest rates with direct check writing, free digital banking, and mobile banking. Rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Fees may reduce earnings.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $200,000 1.30% $200,000 and up 1.65% Rate checked
More details - GraCo Federal Credit UnionMoney Market Share Draft AccountsMoney Market Share Draft Accounts · 0.00%–2.27% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Dividends on Money Market Shares and Share Drafts are computed on the average daily balance in the account and are compounded monthly.
Offer: Under $1,500.00; Rate (A.P.R.) 0.00%
0.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Share Draft Accounts Balance APY Up to $1,500 0.00% $1,500 – $5,000Rate (A.P.R.) 0.25% 0.25% $5,000 – $25,000Your amountRate (A.P.R.) 0.35% 0.35% $25,000 – $100,000Rate (A.P.R.) 2.25% 2.27% $100,000 and upRate (A.P.R.) 2.25% 2.27% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid $9 quarterly service fee by maintaining a $200 minimum average balance. Unlimited withdrawals with no fees.
Offer: Interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Avoid $9 quarterly service fee by maintaining a $200 minimum average balance.
0.05% interest rate
Rate checked
More details - Journey Federal Credit UnionLife Share/SavingsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Life Share/Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - Journey Federal Credit UnionRegular Share/Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A $5.00 minimum balance establishes credit union membership and entitles member to vote in elections.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Share/Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must work or live in Gratiot County and maintain a minimum balance of $5.00 (purchase of one share). If during any day within the dividend period account balance falls below $50.00, no dividends are earned for that day.
Offer: If balance falls below $50.00 on any day within the dividend period, no dividends are earned for that day.
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Account must be opened with eligible fair sale proceeds checks and recipient must be an account owner. Requires a $5 opening deposit.
Offer: Variable rate after promotional period. Rate is as of June 1, 2026 and may change at any time.
Promotional rate · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Account must be opened with eligible fair sale proceeds checks and recipient must be an account owner. Requires a $5 opening deposit.
Offer: Promotional rate through May 31, 2027 on balances up to $5,000. Minimum $.01 balance required to earn APY.
Promotional rate
Rate by balance
Rate by balance for Blue Ribbon Savings Balance APY Up to $5,000 5.00% $5,000 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Alma, MI metro
21 accounts at 7 banks and credit unions · checked Oct 16
- Typical
- 0.05%
- Top 10% from
- 1.61%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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Alma, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Gratiot Community Credit UnionCredit union · 3 branches
- Journey Federal Credit UnionCredit union · 1 branch