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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location
Credit unions only

Top savings rates

Showing 1–15 of 169 results in Iowa

  1. Top Carrot, Carrot Score 93
    Vibrant Credit UnionPreferred SavingsSavings · $0 min · 0.75%–4.00% by balance

    Credit union · 1 branch

    4.00%APY$400 a year on $10,000
  2. Employees Credit UnionSUPER Money MarketSUPER Money Market · $5,000 min

    Credit union · 1 branch

    3.82%APY$381 a year on $10,000
  3. Employees Credit UnionMoney MarketMoney Market · $1,000 min

    Credit union · 1 branch

    3.56%APY$356 a year on $10,000
  4. CENT Credit UnionCheers Money MarketCheers Money Market · $5,000 min · 3.55%–5.00% by balance

    Credit union · 3 branches

    3.55%APY$355 a year on $10,000
  5. Top Carrot, Carrot Score 93
    Vibrant Credit UnionInsured Money MarketInsured Money Market

    Credit union · 1 branch

    3.38%APY$338 a year on $10,000
  6. Top Carrot, Carrot Score 89
    Empeople Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.15%–3.25% by balance

    Credit union · 11 branches

    3.25%APY$325 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 95
    Collins Community Credit UnionSignature Money MarketSignature Money Market · $1,000 min

    Credit union · 9 branches

    3.05%APY$305 a year on $10,000
  8. Top Carrot, Carrot Score 91
    Marine Credit UnionMoney Market SpecialMoney Market Special · $10,000 min

    Credit union · 1 branch

    3.00%APY$300 a year on $10,000intro rate
  9. Top Carrot, Carrot Score 89
    Cobalt Credit UnionOnline Prime SavingsSavings · $0 min · 0.00%–2.90% by balance

    Credit union · 1 branch

    2.90%APY$290 a year on $10,000
  10. Top Carrot, Carrot Score 89
    Cobalt Credit UnionOnline Prime SavingsSavings · $1,000 min

    Credit union · 1 branch

    2.65%APY$265 a year on $10,000
  11. Top Carrot, Carrot Score 94
    IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.75%–3.00% by balance

    Credit union · 6 branches

    2.00%APY$200 a year on $10,000with conditions
  12. Top Carrot, Carrot Score 94
    IH Mississippi Valley Credit UnionSavingsBoosterSavings · $0 min · 2.00%–4.00% by balance

    Credit union · 6 branches

    2.00%APY$200 a year on $10,000with conditions
  13. Affinity Credit UnionBuilding Better Savings – High YieldSavings · up to $5,000

    Credit union · 2 branches

    4.00%APY$200 a year on $10,0002.00% on $10,000
  14. Top Carrot, Carrot Score 88
    Journey Credit UnionMoney Market AccountsMoney Market Accounts · $5,000 min · 1.97%–3.25% by balance

    Credit union · 2 branches

    1.97%APY$197 a year on $10,000
  15. Dubuque Postal Employees Credit UnionShare (Savings) AccountsSavings · $100 min · 1.51%–2.38% by balance

    Credit union · 1 branch

    1.82%APY$182 a year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What savings accounts pay in Iowa

170 accounts at 60 banks and credit unions · checked Nov 5–7

Typical
0.25%
Top 10% from
1.52%
Credit unions, typical
0.25%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Advantage Credit UnionCredit union · 1 branch
  2. Serve Credit UnionCredit union · 2 branches
  3. Collins Community Credit UnionCredit union · 9 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of November 2026 | Carrot Rate