Compare Bank & Credit Union Rates
Best savings rates in Sturgis, SD
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Meade County, SD · Showing Meade County, SD: too few institutions in Sturgis, SD
- First National Bank in PhilipCMA – Cash Management AccountCMA – Cash Management Account · $2,500 min · 1.51%–3.04% by balance
Bank · 1 branch
1.82%APY$182 a year on $10,000Requirements
Product: Interest is compounded and credited monthly. Up to six withdrawals or transfers allowed per statement; unlimited deposits and in-person withdrawals. Checks imaged and enclosed with monthly statement.
Offer: Tier: Less Than $2,500.00. Minimum balance requirement stated as $2,500.00. Rates may change after account opening. Fees may reduce earnings.
1.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for CMA – Cash Management Account Balance APY Up to $2,500 1.51% $2,500 – $25,000Your amount 1.82% $25,000 – $50,000 2.12% $50,000 – $100,000 2.43% $100,000 – $200,000 2.73% $200,000 and up 3.04% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Interest is compounded quarterly. Rates may change after the account is opened. Fees may reduce earnings.
Offer: Rates may change after the account is opened. Fees may reduce stated earnings.
1.50% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Black Hills Federal Credit UnionPremier High-Yield Money Market AccountPremier High-Yield Money Market Account · $0 min · 0.70%–3.15% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Calculated by the daily balance method.
Offer: Tiered account which pays the stated dividend rate that corresponds to the applicable deposit tier on the full balance in the account. No minimum daily balance required to earn the stated APY or avoid a fee.
0.70% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier High-Yield Money Market Account Balance APY Up to $10,000 0.70% $10,000 – $50,000Your amount 0.95% $50,000 – $100,000 1.15% $100,000 – $250,000 1.65% $250,000 – $500,000 2.20% $500,000 – $750,000 2.45% $750,000 – $1,000,000 2.90% $1,000,000 and up 3.15% Rate checked
More details - Northern Hills Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–1.60% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500.00. Must maintain a minimum daily balance of $2,500.00 to avoid a monthly fee. Pays the stated interest rate corresponding to the applicable deposit tier on the full balance in the account. Transaction limit of no more than six transfers per month.
Offer: If minimum monthly balance of $2,500.00 is not maintained, account is subject to a monthly fee. Tier rate applies to full balance.
Effective Nov 14, 2025
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.50% $5,000 and upYour amount 0.80% $25,000 and up 1.00% $50,000 and up 1.15% $100,000 and up 1.50% $150,000 and up 1.60% Rate checked
More details - Sentinel Federal Credit UnionMoney Market Saver AccountMoney Market Saver Account · $1,000 min · 0.80%–1.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Keep a $1,000 minimum balance to keep account open. If balance falls below $1,000 minimum daily balance during any month, account will be closed. Up to six withdrawals each month; minimum withdrawal amount is $250. Dividends are compounded based on daily balance and paid monthly.
Offer: Money Market Tier 1. Fees may reduce earnings.
0.80% interest rate · No monthly fee · Effective Sep 1, 2023
Rate by balance
Rate by balance for Money Market Saver Account Balance APY $1,000 – $25,000Your amount 0.80% $25,000 – $50,000Money Market Tier 2. 0.95% $50,000 and upMoney Market Tier 3. 1.00% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Minimum balance of $1,000.00 required. Dividends are compounded and paid monthly. Maximum of 3 checks per month. Excessive withdrawals fee of $10.00 per withdrawal in excess of 3 per month; minimum balance fee of $10.00 per month. All deposited funds earn the rate for the tier. Variable rate subject to change at any time.
Offer: All deposited funds earn the rate for the tier. Dividends compounded and paid monthly. Minimum balance fee of $10.00 per month applies if minimum balance not maintained.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $5,001 0.50% $5,001 – $10,001Your amount 0.55% $10,001 – $25,001 0.85% $25,001 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Effective Nov 14, 2025
Rate checked
More details - Sentinel Federal Credit UnionRegular Savings / Share Savings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Account establishes Credit Union membership. Dividends paid monthly on daily balances of $100 or more.
Offer: Tier 1
0.00% interest rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Regular Savings / Share Savings Account Balance APY Up to $100 0.00% $100 – $5,000Tier 2 0.10% $5,000 – $25,000Your amountTier 3 0.10% $25,000 and upTier 4 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirements apply to this account. Dividends compounded and credited monthly.
Offer: No minimum deposit or daily balance required to earn dividends. Dividends compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Black Hills Federal Credit UnionRegular Share / Regular SavingsSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Par value of a share required for membership is $5.00.
Offer: Minimum daily balance required to avoid a fee is $5.00. Minimum deposit required to open and earn dividends is $5.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance. Make up to two withdrawals in a 12-month period. Dividends paid monthly on daily balances of $100 or more.
Offer: Dividends paid monthly on daily balances of $100 or more. Up to two withdrawals per 12-month period.
0.05% interest rate · No monthly fee · Effective Nov 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary savings account required for membership (maintain two shares at $5.00 each, $10.00 total). Dividends paid quarterly. All deposited funds earn the rate for the tier. Variable rate may change at any time.
0.00% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $101 0.00% $101 – $2,500 0.02% $2,500 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Meade County, SD
19 accounts at 7 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.06%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Rapid City, SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dakota Star Federal Credit UnionCredit union · 2 branches
- Aspen Federal Credit UnionCredit union · 2 branches
- Black Hills Federal Credit UnionCredit union · 10 branches