Compare Bank & Credit Union Rates
Best savings rates in Kapolei, HI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Kapolei, HI
- HawaiiUSA FCUPremium Money Market AccountPremium Money Market Account · $10,000 min · 0.05%–2.85% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Minimum opening balance is $10,000. Dividend rate reverts to the Savings ('Prime Share') rate if $10,000 daily average balance is not maintained. Monthly service charge of $10.00 is assessed if average daily balance is less than $10,000.00.
Offer: Rate applies to balance <$10,000.00 with minimum average daily balance to earn APY of $100.00. Monthly service charge of $10.00 assessed if average daily balance is less than $10,000.00.
$10 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY $100 – $10,000 0.05% $10,000 – $25,000Your amount 1.35% $25,000 – $50,000 1.35% $50,000 – $75,000 1.35% $75,000 – $100,000 1.60% $100,000 – $250,000 1.85% $250,000 – $500,000 1.85% $500,000 – $1,000,000 2.35% $1,000,000 and up 2.85% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: High-yield savings account. $500 minimum balance to open. No monthly or yearly service charges. Withdrawals can only be made in person, by phone, through secure message, or Online & Mobile Banking (not available via ACH or Shared Branch).
Offer: Tier 1 rate applied to daily balances up to $50,000. Dividends compounded and credited monthly.
No monthly fee · Effective Sep 1, 2022
Rate by balance
Rate by balance for Warrior Savings Balance APY Up to $50,000Your amount 1.00% Over $50,000 0.07% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Requires a Personal Priority Banking Gold or Platinum Checking Account. Minimum opening deposit of $10,000 must be deposited directly within 5 calendar days of opening from another financial institution (check, external transfer, or wire transfer; transfers from another FHB account do not qualify). Monthly service charge of $5 is waived if you maintain a minimum daily balance of $500 or if you qualify for the Bonus Interest Rate for the monthly cycle (by depositing at least $25 per month). $50 account closing fee applies if closed within 180 days of opening.
Offer: Combined APY (Base + Bonus) for balances less than $25,000.00 when qualifying with at least $25 deposited per monthly cycle. Rate may change after account opening.
Qualified rate · $5 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for YesSavings Balance APY Up to $25,000Your amount 0.50% $25,000 – $100,000 1.00% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.25% $1,000,000 and up 2.35% Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Product: Requires a Personal Priority Banking Gold or Platinum Checking Account. Minimum opening deposit of $10,000 must be deposited directly within 5 calendar days of opening from another financial institution (check, external transfer, or wire transfer; transfers from another FHB account do not qualify). Monthly service charge of $5 is waived if you maintain a minimum daily balance of $500 or if you qualify for the Bonus Interest Rate for the monthly cycle (by depositing at least $25 per month). $50 account closing fee applies if closed within 180 days of opening.
Offer: Base APY for balances less than $25,000.00 when monthly deposit of $25 is not met. Rate may change after account opening.
Qualified rate · $5 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for YesSavings Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.40% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - Hawaiian Financial Federal Credit UnionVIP Money MarketVIP Money Market · $5 min · 0.10%–1.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Must be at least 18 years old to open an individual account. Tiered rate account; once a particular balance range is met, the Dividend Rate and APY for that balance range apply to the entire balance. A minimum average daily balance of $500.00 is required to avoid a $1.00/month share maintenance fee. A minimum daily balance is required to obtain the APY.
Offer: Average daily balance of $500.00 or higher waives the $1.00 monthly fee. Minimum daily balance required to obtain APY.
0.10% interest rate · $1 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for VIP Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.35% $50,000 – $100,000 1.00% $100,000 and up 1.50% Rate checked
More details - Lōkahi Federal Credit UnionSecure+ Money Market AccountSecure+ Money Market Account · $0 min · 0.30%–2.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Lokahi FCU membership is required. Accounts can be opened in-branch or by phone. Maximum deposit balance is $15,000,000 without prior accommodation. Extended share insurance is powered through ModernFi network.
Effective Aug 3, 2026
Rate by balance
Rate by balance for Secure+ Money Market Account Balance APY Up to $250,000Your amount 0.30% $250,000 – $500,000 1.50% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are credited and compounded monthly. Minimum balance requirements apply to daily balance. Rates are determined by the Board of Directors and subject to change without prior notice.
Offer: Minimum daily balance to earn dividends is $0 - $9,999. Dividends credited and compounded monthly.
Compounded monthly · Effective Sep 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $99,999 0.30% $100,000 – $199,999 0.50% $200,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be at least 18 years old to open an individual account. Minimum average daily balance of $100.00 required to avoid a $1.00 monthly service fee.
Offer: $1.00 monthly fee applies if average daily balance is below $100.00; no charge if $100.00 or higher. Minimum average daily balance required to obtain APY.
0.10% interest rate · $1 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Lokahi FCU membership required. Minimum opening deposit $5. No monthly maintenance fees.
Offer: Minimum daily balance of $5 required.
No monthly fee · Effective Oct 1, 2025
Rate checked
More details - Lōkahi Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Lokahi FCU membership is required. Earn dividends with a $5,000 minimum daily balance.
Effective Dec 30, 2022
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.15% $25,000 – $50,000 0.20% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Establishes membership at UHFCU. $5 held deposit to open. No minimum balance fee. No monthly or yearly service charges.
Offer: Dividends are credited and compounded monthly. Minimum balance requirements apply to daily balance.
Compounded monthly · No monthly fee · Effective Nov 1, 2022
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Offer: Dividends credited and compounded monthly.
Compounded monthly · Effective Nov 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic membership account opened when joining Hawaii State FCU. Credit Union membership and Hawaii residency required for new accounts.
Offer: No minimum daily balance required to earn APY.
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available to Hawaii residents only; Credit Union membership required. $5 monthly service charge applies if the account's average daily balance falls below $500 for the month, waived for the first 60 days on new accounts. Each member may open one Always Saving account per SSN.
Offer: Base rate applied if balance does not increase month over month.
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kapolei, HI
36 accounts at 11 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 0.38%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.07%
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches