Compare Bank & Credit Union Rates
Best savings rates in Kailua Kona, HI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–29 results in Kailua Kona, HI
- 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Tier 1 bonus rate. Requires one deposit of $25 or more (scheduled by the 25th if automatic transfer) and no withdrawals during the calendar month. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.04% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.03% interest rate · Effective Jul 28, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Combined rate includes 0.02% bonus interest rate. Contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.03% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.03% $10,000 and upYour amount 0.03% $25,000 and up 0.03% $100,000 and up 0.04% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Standard rate applied to entire balance if transaction requirements for bonus tiered rates are not met. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.03% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No monthly service fee with a $500 minimum monthly average balance; otherwise $5 per month.
Offer: Tier for balances less than $5,000.
0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for ASB Tiered Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.02% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 – $100,000 0.03% $100,000 – $500,000 0.03% $500,000 – $750,000 0.03% $750,000 – $1,000,000 0.03% $1,000,000 – $2,500,000 0.03% $2,500,000 and up 0.03% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No monthly service fee with $300 minimum daily balance or monthly automatic transfer of $25 or more from ASB checking (waived up to one year); otherwise $4.50 per month.
Offer: Interest compounded daily and credited monthly on balances of $100 or more.
0.02% interest rate · Compounded daily · $4.50 monthly fee
Rate checked
More details - American Savings BankMoney Market SavingsMoney Market Savings · $20 min · 0.02%–0.03% by balance
Bank · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month.
Offer: No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. Less than $2,500 balance tier.
0.02% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Any balance 0.02% $2,500 and up 0.02% $10,000 and upYour amount 0.02% $25,000 and up 0.02% $100,000 and up 0.03% $500,000 and up 0.03% $1,000,000 and up 0.03% Rate checked
More details - Bank of HawaiiBankohana Bonus Rate SavingsSavings · $100 min · 0.02%–0.03% by balance
Bank · 2 branches
0.02%APY$2 a year on $10,000with conditionsRequirements
Product: Requires a Bankohana Checking account (which can be opened with a minimum deposit of $500). No monthly service fee. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during monthly cycle.
Offer: Base rate without bonus interest requirement. Requires a Bankohana Checking account.
Qualified rate · 0.02% interest rate · No monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bankohana Bonus Rate Savings Balance APY $1 and up 0.02% $10,000 and upYour amount 0.02% $25,000 and up 0.02% $100,000 and up 0.03% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.02% interest rate · Effective Jul 28, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: $5 monthly service charge is waived if $300 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid quarterly.
0.02% interest rate · Compounded daily · $5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly service charge of $5 is waived if you maintain a daily balance of $300, if the primary account holder is under 18 years old, or if you auto transfer at least $25 from an FHB checking account. $50 account closing fee applies if closed within 180 days of opening.
Offer: Rate may change after account opening.
$5 monthly fee · Effective Sep 3, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived if you maintain a daily balance of $1,000 or an average daily balance of $2,500, or if you are a Personal Priority Banking customer (limited to one Associated Account). $50 account closing fee applies if closed within 180 days of opening.
Offer: Tier applies to balances less than $2,500. Rate may change after account opening.
$10 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for MaxiMizer Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 0.02% $25,000 – $100,000 0.03% $100,000 – $500,000 0.04% $500,000 – $1,000,000 0.04% $1,000,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Base rate without bonus interest requirement.
Qualified rate · 0.01% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.01% $10,000 and upYour amount 0.01% $25,000 and up 0.01% $100,000 and up 0.02% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee waived with minimum daily balance / ledger balance of $300.
Offer: Monthly service fee of $5 waived when maintaining a minimum daily ledger balance of $300.
0.01% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kailua Kona, HI
29 accounts at 8 banks and credit unions · checked Oct 15–22
- Typical
- 0.04%
- Top 10% from
- 1.33%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.15%
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Hilo, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hawaii Community Federal Credit UnionCredit union · 9 branches
- Hawaii County Employees FCUCredit union · 1 branch
- CU Hawaii Federal Credit UnionCredit union · 10 branches