Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1471–1485 of 2,142 nationwide · median 10.90% APR
- 12.00%APRas low as · up to 19.00%
12.00% APR, up to 19.00%
Terms
APR is based on creditworthiness and other qualifications required for approval. No Annual Fee.
Credit card score 72 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rate for credit scores 850-750.
Credit card score 72 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 17.99%
12.00% APR, up to 17.99%
Terms
Ongoing variable APR for purchases based on creditworthiness: Prime Rate + 5.00% up to Prime Rate + 14.24%. Maximum APR is 17.99% (or 18.00% per rate tables).
Credit card score 72 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 18.00%
12.00% APR, up to 18.00%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness. Variable based on Prime Rate.
Credit card score 72 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Rates quoted are the lowest available ('as low as') and depend on credit history.
Credit card score 72 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
12.00% APR for purchases; 25 day grace period; no annual fee.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
15 day grace period; same rate applies to cash advances and purchases; no fee for balance transfers; no fee for cash advances; rates quoted as low as and subject to change according to credit
Credit card score 72 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 18.00%
12.00% APR, up to 18.00%
Terms
Subject to credit approval; credit criteria and restrictions apply.
Credit card score 72 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
As Low As 12.00% APR*. No annual fee. Everyday rewards.
Credit card score 72 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Rates as low as 12.00% APR.
Credit card score 72 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
APR is based on credit score.
Credit card score 72 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 18.00%
12.00% APR, up to 18.00%
Terms
Fixed rate determined at account opening.
Credit card score 72 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Credit score 720 and above.
Credit card score 72 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Variable APR based on the Prime Rate. No annual fee. No balance transfer fee. Foreign Transaction Fee: 1.00% of each transaction in U.S. Dollars. Cash Advance Fee: 3.00% of transaction amount.
Credit card score 72 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Fixed rate. Rate based on creditworthiness. No annual fee.
Credit card score 72 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–26
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank