Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 91–105 of 2,143 nationwide · median 10.90% APR
- 7.90%APRas low as
Terms
Regular APR after the introductory period is 7.9%.
Credit card score 93 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Low fixed rate. Same rate for purchase, transfer, and cash advances. No annual fee. No balance transfer or cash advance fees. No promotional teases.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Final rates subject to credit worthiness. No annual fee, no cash advance fees, no balance transfer fees.
Credit card score 93 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 13.90%
7.90% APR, up to 13.90%
Terms
APR for Purchases, Cash Advance and Balance Transfer.
Credit card score 93 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Credit card score 93 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 12.90%
7.90% APR, up to 12.90%
Terms
Terms and rates based on soundness of credit. Fixed rate.
Credit card score 93 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Purchase rate; quoted as 'as low as'. Fixed rate. Quoted rates based on creditworthiness.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 17.90%
7.90% APR, up to 17.90%
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Credit card purchases and cash advances are the same rate. Earn points for air miles, products, etc.
Credit card score 93 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
As Low as 7.90% APR. No Annual Fee, No Balance Transfer Fee, No Cash Advance Fee, No Over Credit Limit Fee.
Credit card score 93 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Without rewards. Rate is based on individual credit score. Available for loan amounts of $15,000 or less.
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Non-variable rate for purchases, balance transfers, and cash advances. Credit limit $10,000 - $30,000. 25-day grace period on purchases to avoid interest.
Credit card score 93 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - United Southeast Federal Credit UnionVisa Credit Card Platinum Preferred · No annual fee
Credit union
7.90%APRas low asTerms
Purchases, Balance Transfers, and Cash Advances APR: 7.90%. Penalty APR: None. Balance Transfer Fee: None. Cash Advance Fee: None. Over-the-credit-limit Fee: None. Minimum Interest Charge: $0.00.
Credit card score 93 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 15.90%
7.90% APR, up to 15.90%
Terms
Subject to credit approval. Qualifying rates may be based on a combination of credit score and other normal lending criteria. $0 balance transfer fee.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 9.90%
7.90% APR, up to 9.90%
Terms
Fixed APR for purchases depending upon credit history. Credit limits range from $500 to $7,500. 25-day grace period on purchases. Minimum monthly payment of 3% of balance.
Credit card score 93 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,143 banks and credit unions · checked Oct 15–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank