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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top credit card rates

Showing 61–75 of 2,143 nationwide · median 10.90% APR

  1. Top Carrot, Carrot Score 88
    Black Hills Federal Credit UnionVisa Traditional Credit Card · No annual fee

    Credit union

    7.75%APRas low as
  2. Top Carrot, Carrot Score 98
    MECE Credit UnionVisa Credit Card · No annual fee

    Credit union

    7.75%APRas low as
  3. Top Carrot, Carrot Score 91
    Aeroquip CUPlatinum Visa · No annual fee

    Credit union

    7.80%APRas low as
  4. Top Carrot, Carrot Score 94
    AmFirstVISA Platinum Credit Card · No annual fee

    Credit union

    7.80%APRas low as
  5. Top Carrot, Carrot Score 89
    167th TFR Federal Credit UnionMasterCard Credit Card · No annual fee

    Credit union

    7.90%APRas low as · up to 11.90%
  6. Top Carrot, Carrot Score 95
    Advantage Credit UnionVisa Classic · No annual fee

    Credit union

    7.90%APRas low as · up to 13.90%
  7. Top Carrot, Carrot Score 97
    Aspire Credit UnionVisa Credit Card (No Rewards) · No annual fee

    Credit union

    7.90%APRas low as
  8. Top Carrot, Carrot Score 91
    Auburn Community Federal Credit UnionVisa Classic Credit Card with ScoreCard Rewards · No annual fee

    Credit union

    7.90%APRas low as
  9. Top Carrot, Carrot Score 98
    Auburn University Credit UnionMastercard Platinum Credit Card · No annual fee

    Credit union

    7.90%APRas low as
  10. Top Carrot, Carrot Score 89
    BRECO FCUVisa Platinum Credit Card · No annual fee

    Credit union

    7.90%APRas low as
  11. Chiphone Federal Credit UnionVisa Platinum · No annual fee

    Credit union

    7.90%APRas low as
  12. Top Carrot, Carrot Score 89
    Community South Credit UnionVisa Platinum · No annual fee

    Credit union

    7.90%APRas low as
  13. FirePolice CUVISA Credit Card · No annual fee

    Credit union

    7.90%APRas low as
  14. Top Carrot, Carrot Score 96
    First Community Credit UnionVisa Platinum · No annual fee

    Credit union

    7.90%APRas low as · up to 16.90%
  15. Four Seasons Federal Credit UnionVISA Platinum Credit Card · No annual fee

    Credit union

    7.90%APRas low as

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge nationwide

2,143 banks and credit unions · checked Oct 15–22

Typical
10.90%
Top 10% up to
8.90%
Banks, typical
13.99%
Credit unions, typical
10.74%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

Credit card rates by state