Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1846–1860 of 2,127 nationwide · median 10.90% APR
- 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness and Prime Rate.
Credit card score 65 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as
Terms
Rates as low as stated; dependent on term and credit history. Not all borrowers will qualify for the lowest rate.
Credit card score 65 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.75%
13.75% APR, up to 18.75%
Terms
Annual percentage rate is determined by credit score. Credit qualifications and conditions apply.
Credit card score 65 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as
Terms
Variable APR based on the Prime Rate. Rate is based on creditworthiness.
Credit card score 65
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as
Terms
Rate is Prime + 6.75%. Variable rate based on the Prime Rate published in The Wall Street Journal, adjusting monthly on the first day of each month. Subject to creditworthiness. Rate changes may not take effect until 60 days after review.
Credit card score 65 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 17.95%
13.75% APR, up to 17.95%
Terms
Variable APR based on Index/10-year U.S. treasury rate and applicable Margin (ranging from 8.80% - 18.55%). The above rates and credit limit are determined by credit worthiness.
Credit card score 65 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Rate based on credit-worthiness.
Credit card score 65 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Rates determined by creditworthiness. Variable rate subject to monthly change based on margin and index.
Credit card score 65 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 13.80%APRas low as
Terms
Fixed APR. 25 day grace period on all purchases. No cash advance fee, no balance transfer fee. Earn 1 reward point for every dollar spent.
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.89%APRas low as
Credit card score 65 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 18.00%
13.90% APR, up to 18.00%
Terms
Standard fixed rates based on creditworthiness. $0 annual fee and $0 balance transfer fee.
Credit card score 64 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
25-day grace period to avoid paying interest on purchases if entire balance is paid by due date. Average daily balance method used to calculate balance.
Credit card score 64 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Fixed APR. Maximum limit 30% of gross income.
Credit card score 64 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Grace period for purchases is 25 days. Method of computing the balance for purchases: Average Daily Balance Including New Purchases.
Credit card score 64 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Standard APR for purchases, balance transfers, and cash advances.
Credit card score 64 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,127 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union
- Popular DirectBank