Credit union · NCUA insured
Central Nebraska Federal Credit Union
A $11.7M credit union headquartered in Grand Island, NE, with 1,095 members and 1 branch in Nebraska. Best rates: savings 0.20% APY.
Central Nebraska Federal Credit Union Carrot Score
69
Carrot Score
Higher than 25% of U.S. banks and credit unions
#8 of 14 in Grand Island, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Central Nebraska Federal Credit Union
Central Nebraska Federal Credit Union is a member-owned cooperative headquartered in Grand Island, Nebraska, serving its member-owners since 1949.
Organized to promote thrift and provide credit for provident or productive purposes, it also offers commercial, construction, and mortgage lending.
- Headquarters
- 609 S Locust St, Grand Island, NE 68801-6762
- NCUA charter
- 24189
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone working or living in Hall County, Nebraska is eligible for membership.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Central NE FCUMain office609 S Locust St, Grand Island, NE 68801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.63% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.34% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio10.63%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.34%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Central Nebraska Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.