Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 139 in Michigan · median 9.99% APR
- 9.88%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Quoted rate includes a member discount for an active checking account with direct deposit and automatic loan payment. Credit line preference of $1,000 to $50,000.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No annual fee. Stated term of 36 M in loan rates schedule.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR of 9.90% applies to purchases, balance transfers, and cash advances. Monthly periodic rate is 0.825%. Minimum payment is 3.0% of Total New Balance (minimum $15.00).
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Credit score 800+. Revolving term.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR determined at time account is opened based on credit qualifications. No annual fee. 28-day interest-free grace period.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Monthly periodic rate of 0.0825%. Risk-based pricing based on credit score.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Health Advantage Credit UnionVISA Platinum Rewards Credit Card · No annual fee
Credit union · 2 branches
9.90%APRas low asTerms
APR as low as 9.90%. Rates, terms and conditions vary based on each member's creditworthiness and underwriting standards. Payment is calculated as 3% of balance or $25, whichever is greater. No annual fee. Credit limits from $500 - $20,000.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. No monthly or annual fees.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate is as low as 9.90% APR based on the member's credit history and represents the lowest rate available to qualified borrowers.
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Rates as low as 9.90% APR. Reverts to standard rate between 9.90% and 17.90% based on member's credit score. No application, annual or balance transfer fees.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR of 9.9% on purchases, cash advance, and balance transfer. Qualification based on creditworthiness and underwriting standards.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR for Purchases, Balance Transfers, and Cash Advances (also designated as low as 9.9% APR). Stated APR is for qualified borrowers only; rates are periodically set and subject to change without notice.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates posted are the lowest possible rates and may vary depending on past credit history and credit score. Default APR is 11.90% (or 11.8% assessed at 60 days delinquency for 6 months until 6 consecutive on-time monthly payments).
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
139 banks and credit unions · checked Oct 16–22
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches